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Approval - Capital One Venture - SL $15,000

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Valued Contributor

Approval - Capital One Venture - SL $15,000

Eh, what garden?  I'll just space out the apps as I'm clearly not able to stop chasing points and bonuses.  Two inquires dropped off of my Transunion report and Equifax hasn't had an inquiry since May so I decided to app and take advantage of the 50,000 points with $3K spend and suspended annual fee offer.

 

I'm done for a while but I will no longer claim to be gardening.

 

They pulled EX and TU.  No inquiry on EQ.

 

Happy Holidays to everyone.

 

Scores are in my signature.

 

AAoA:

7yr11mo

 

Inquiries:

EX - 9

EQ - 11 (5 or 6 are from car shopping in April...never again.)

TU - 8

 

Last Opened Account: 

BoA Premium Rewards - October

Discover it- October

Barclaycard Red Aviator - October

 

Untitled.jpg



Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 1 of 15
14 REPLIES 14
Frequent Contributor

Re: Approval - Capital One Venture - SL $15,000

Very nice SL! Congrats Smiley Happy

 

Was this through a pre-qualified or cold app? 







Message 2 of 15
Valued Contributor

Re: Approval - Capital One Venture - SL $15,000

I still can't get preapprovals due to my permanent opt-out several years ago.  I opted back in over the summer but to no avail.  I did check the preapproval page and it said, "We could not find any offers."  I cold apped from the "Apply Now" link below the "We could not find any offers..." message.



Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 3 of 15
Frequent Contributor

Re: Approval - Capital One Venture - SL $15,000


@4theLoveofPoints wrote:

I still can't get preapprovals due to my permanent opt-out several years ago.  I opted back in over the summer but to no avail.  I did check the preapproval page and it said, "We could not find any offers."  I cold apped from the "Apply Now" link below the "We could not find any offers..." message.


 

Thanks for the update! 







Message 4 of 15
Contributor

Re: Approval - Capital One Venture - SL $15,000


@4theLoveofPoints wrote:

Eh, what garden?  I'll just space out the apps as I'm clearly not able to stop chasing points and bonuses.  Two inquires dropped off of my Transunion report and Equifax hasn't had an inquiry since May so I decided to app and take advantage of the 50,000 points with $3K spend and suspended annual fee offer.

 

I'm done for a while but I will no longer claim to be gardening.

 

They pulled EX and TU.  No inquiry on EQ.

 

Happy Holidays to everyone.

 

Scores are in my signature.

 

AAoA:

7yr11mo

 

Inquiries:

EX - 9

EQ - 11 (5 or 6 are from car shopping in April...never again.)

TU - 8

 

Last Opened Account: 

BoA Premium Rewards - October

Discover it- October

Barclaycard Red Aviator - October

 

Untitled.jpg


Congrats on your solid SL and approval for the Venture card!  I just apped through a mailer and got instant approval for $20k and the same 20,000 bonus points after $3k spend SUB.  I don't see any capital one accounts in your signature...  Is this your first account with CapOne?  If so that's an especially solid SL for someone who has no lending history with them.

 

I'm looking forward to having my first metal card in my wallet...  although I hear they are prone to bending Smiley Very Happy





myfico.com

Message 5 of 15
Community Leader
Mega Contributor

Re: Approval - Capital One Venture - SL $15,000

Congrats on an outstanding sl. I understand this card tends to give out bigger sl than most. I like to call it Capitol One's Sync cardSmiley Wink. Enjoy your bonusSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 6 of 15
Valued Contributor

Re: Approval - Capital One Venture - SL $15,000

Thanks @tenthirtytwo . Congrats on your excellent starting line.

Prior to this new card, this is my first banking rodeo with Capital One. This’ll be my first metal card as well. I’ll see how durable it is as it’s about to get a lot of swipes so I can capture the SUB.


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 7 of 15
Regular Contributor

Re: Approval - Capital One Venture - SL $15,000


@AverageJoesCredit wrote:
Congrats on an outstanding sl. I understand this card tends to give out bigger sl than most. I like to call it Capitol One's Sync cardSmiley Wink. Enjoy your bonusSmiley Happy

I couldn't think of a worse combination.

FICO 8 as of 10/29/2018; EQ: 688 TU: 722 EX: 711
Inquires: EQ: 3 TU: 4 EX: 6| AAoA: 1y 8m
Amex Rose Gold: NPSL
Amex BCP: $6000| Amex Everyday: $2000| BofA Cash Rewards VS: $10100| BofA Travel Rewards VS: $27600| Discover It: $5700| Citi DC WE: $4500| Chase Amazon Prime: $18000| Capital One Venture VS: $16000| Chase IHG Rewards: $16700| BJ's Perks Elite (Comenity): $11100| Chase Freedom: $5000| Samsung Financing (TD Bank): $7500| USAA Rate Advantage: $12000| Macy's Store Card: $15000| Kay (Comenity): $7800| Capital One QSO: $500.

$160200 Total Limit
Message 8 of 15
Established Contributor

Re: Approval - Capital One Venture - SL $15,000

CONGRATULATIONS! Great scores too.

Message 9 of 15
Super Contributor

Re: Approval - Capital One Venture - SL $15,000

Congratulations!





Message 10 of 15
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