Approval For Discover IT and Citibank TY Premier

[2b2rich]

I was just approved 2 days ago for IT and have already received notifications for HPs on EQ & EX.. the funny thing is, both the snail mail app and the online stated they would review TU. Go figure.

[2b2rich]

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@seattlecredit08 wrote:

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@Anonymous wrote:

Yes I believe it was Equifax. Good Luck!

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From my understanding, Discover likes to pull EQ for qualification.

HOWEVER, BEWARE -- Discover likes to use TU for account reviews.

I had an almost 10 year old Discover card shut down down about a year or so ago due to this-- my EQ score was well above 720 yet my TU was, at that time, almost 150 lower.  Despite my 100% perfect payment history with Discover for almost 10 years, Discover balance chased me for two months and then just shut down my card and there was nothing I could do.

Thanks!

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What does that mean?  Do you mean they badgered you to pay the balance in full?

[Anonymous]

It means his credit limit was lowered to his balance amount so that he could not access any more credit.