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Approval For Discover IT and Citibank TY Premier

2b2rich
Established Contributor

Re: Approval For Discover IT and Citibank TY Premier

I was just approved 2 days ago for IT and have already received notifications for HPs on EQ & EX.. the funny thing is, both the snail mail app and the online stated they would review TU. Go figure.

Chapter 7 Discharged & Closed Jan 2020
Message 11 of 13
2b2rich
Established Contributor

Re: Approval For Discover IT and Citibank TY Premier


@seattlecredit08 wrote:

@bepink5 wrote:

Yes I believe it was Equifax. Good Luck!


From my understanding, Discover likes to pull EQ for qualification.

 

HOWEVER, BEWARE -- Discover likes to use TU for account reviews.

 

I had an almost 10 year old Discover card shut down down about a year or so ago due to this-- my EQ score was well above 720 yet my TU was, at that time, almost 150 lower.  Despite my 100% perfect payment history with Discover for almost 10 years, Discover balance chased me for two months and then just shut down my card and there was nothing I could do.

 

Thanks!


What does that mean?  Do you mean they badgered you to pay the balance in full?

Chapter 7 Discharged & Closed Jan 2020
Message 12 of 13
ttulaw
Established Contributor

Re: Approval For Discover IT and Citibank TY Premier

It means his credit limit was lowered to his balance amount so that he could not access any more credit.






Message 13 of 13
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