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Approval Spree

NEWUSER2108
Member

Approval Spree

Recently applied to several cards and got approved.  Should i stop applying or keep going?!  

Chase Sapphire Preffered - $19,400

Citi Prestige - $26,000

USAA Cashback Plus - $15,000

Capital One Venture - $15,000

Amex Platinum - NSL

 

Cards prior to the approval spree.  Capital One Quicksilver 1 - $13,500, USAA Cash Back Visa - $3,000, Chase Freedom - $4,500

Message 1 of 16
15 REPLIES 15
VoltronM
Senior Contributor

Re: Approval Spree

Congrats on your approvals spree and very nice SL's!!!!
i would stop and garden those beautiful cards

can you provide some DP ?

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 16
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: Approval Spree

Congrats. Not sure why you got the quicksilver1 instead of the regular one. Also, depending on how close those approvals are, Chase may cancel your card with them as they do a second pull about a week or so later and don't like seeing sprees.







Message 3 of 16
NEWUSER2108
Member

Re: Approval Spree

EQ - 787
TU - 747
EX - 766
Utilization - <1% and all balances paid monthly

Several charge offs and late payments during my college days(5-7 years ago) that are still impacting my credit score. Quite a few will drop off this year.

My credit was in the low 600’s 2 years ago. Paid off all of my debt and bought a house late 2017. My credit score has shot up nicely since. Even with all of the mishaps.
Message 4 of 16
NEWUSER2108
Member

Re: Approval Spree

Possibly, but I’ve already spent 10K+ on the CSP card in 2 weeks and paid it off. Already received the 60,000 points and put it to use. Lol. I’m not familiar with their process, but I’d hate to lose that card. It’s been great.
Message 5 of 16
NEWUSER2108
Member

Re: Approval Spree

The QS1 started in 2012... one of my oldest credit lines.
Message 6 of 16
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: Approval Spree

Ahhh, gotcha. My qs1 is my oldest right now so I'll keep it forever. Hopefully I'll be able to product change it in the future.

 

If you've had it for 2 weeks you're probably safe. Usually it's in the first week that they claw back bonuses and shut down cards.







Message 7 of 16
NEWUSER2108
Member

Re: Approval Spree

I’m not even sure what products the QS1 can be upgraded to. Savor? But then you have to pay an AF
Message 8 of 16
CreditInspired
Super Contributor

Re: Approval Spree


@NEWUSER2108 wrote:

Recently applied to several cards and got approved.  Should i stop applying or keep going?!  

Chase Sapphire Preffered - $19,400

Citi Prestige - $26,000

USAA Cashback Plus - $15,000

Capital One Venture - $15,000

Amex Platinum - NSL

 

Cards prior to the approval spree.  Capital One Quicksilver 1 - $13,500, USAA Cash Back Visa - $3,000, Chase Freedom - $4,500


Welcome and congrats on a great spree.

 

What’s the purpose of keep applying? You have a great collection of cards with bomb SLs. You probably need to spend to get your SUBs. 

 

Enjoy your spoils by allowing them all to age together gracefully. 


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 9 of 16
stonedog23
Frequent Contributor

Re: Approval Spree


@NEWUSER2108 wrote:
I’m not even sure what products the QS1 can be upgraded to. Savor? But then you have to pay an AF

Doesn’t the QS1 have an AF as well?

PenFed Power Cash ($20,000), NFCU GoRewards Sig ($24,600), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700), NFCU CashRewards Sig($15,000), Comenity MC ($12,000), Walmart MC ($8000), Wells Fargo CashWise Sig($7000), Amex BCE($6000), Amex ED($6600), BBVA Clear Points ($3800), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), BB&T Spectrum Cash Rewards($4500), BB&T Bright Card($4500), CapOne Quicksilver($1500), US Bank Cash+ ($2500), US Bank Cash+ ($1,000), Overstock($13,350), Dell($3000), WF mortgage 195K Fico 8: EQ 707, TU 716, EX 723, AAoA-86 months, AoOA-23 years, Fico 9: EQ 734, TU 737, EX 713
Message 10 of 16
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