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Approval for Walmart card!

Established Member

Approval for Walmart card!

This is probably not a big deal to most people but I just got approved for a 500.00 walmart card.  I am just beginning to rebuild my credit and my score is only between 550-560. I only have one open credit card and i only have like 40.00 in available as of my last statement. I hadnt planned on trying for a new card until i paid it off. I am so happy this will be a big help in improving my available credit. Yay!!!!

Message 1 of 10
9 REPLIES
Contributor

Re: Approval for Walmart card!

Congrats on your Wally card and best of luck on your rebuilding journey.


Current Score: EFX 645, XPN 680, TU 725
Message 2 of 10
New Contributor

Re: Approval for Walmart card!

Congrats on the approval! and Goodluck with your rebuilding!

Current Cards: NFCU Signature Cash Reward $12.5k 1.5% || NFCU OLOC $3k || AMEX True Earnings $1.2k 3% Gas 2% Dining & Travel || Walmart $1k || Barclay Apple $1.7k
Goal Cards: AMEX Blue Cash Preferred 6% Grocery 3% Gas & Dept. Stores || Chase Sapphire Preferred 2x Travel & Dining || Chase Freedom 5% category per quarter || Discover IT 5% category per quarter || PenFed Platinum Cash Rewards 5% Gas
Starting Score: 589 (2013Dec) Current Score: TU 751(Walmart FICO 201404) || EQ 726(NFCU 201405)|| EXP 652(AMEX 201403)
Goal Score: 700+ ALL Around
Message 3 of 10
Valued Contributor

Re: Approval for Walmart card!

Congrats on the new approval!

Best of luck to youSmiley Happy


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 4 of 10
Mega Contributor

Re: Approval for Walmart card!

Congrats! Thanks for sharing and Good Luck in your journey.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $10k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 10
Moderator

Re: Approval for Walmart card!


aimeelynne756 wrote:

This is probably not a big deal to most people but I just got approved for a 500.00 walmart card.  I am just beginning to rebuild my credit and my score is only between 550-560. I only have one open credit card and i only have like 40.00 in available as of my last statement. I hadnt planned on trying for a new card until i paid it off. I am so happy this will be a big help in improving my available credit. Yay!!!!


Grats on getting your Walmart card Smiley Happy


"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 6 of 10
Senior Contributor

Re: Approval for Walmart card!

congrats


Message 7 of 10
Contributor

Re: Approval for Walmart card!

Wahoo!! When I started rebuilding, walmart was one of my first cards. I then app shopped GEMB cards and got my amazon store card and old navy. If you are looking to build your portfolio, I would recommend doing the same! 

Equifax 720 (myfico 06/09/14 upgraded)
TU 730 (myfico 06/06/14), TU 730 (Walmart 06/03/14)
Experian 727 (myfico 06/06/14), Experian 712 (PLUS) 06/06/14

NFCU Flagship $17,500, Chase Slate $7,500, Citibank Simplicity $2,400, Capitol One QS $3,750, Walmart $3,000, Old Navy Store Card $3,000, Amazon Store Card $2,000, Target Red Card $1,000, Victoria Secret $1,070, Red Canoe Credit Union (my personal CCU) $2,000
Message 8 of 10
Highlighted
Valued Contributor

Re: Approval for Walmart card!

Congrats, for sure. And it doesn't matter if it would be a big deal or not for anybody else. It only matters that it's a big deal to YOU. Smiley Happy

 

That's one of the things I like about the MyFico forums; there's a great sense that we're all in this together, that we all had to start somewhere, that most all of us have overcome problems, that every victory, small or large, deserves celebrating.

Message 9 of 10
Valued Contributor

Re: Approval for Walmart card!


aimeelynne756 wrote:

This is probably not a big deal to most people but I just got approved for a 500.00 walmart card.  I am just beginning to rebuild my credit and my score is only between 550-560. I only have one open credit card and i only have like 40.00 in available as of my last statement. I hadnt planned on trying for a new card until i paid it off. I am so happy this will be a big help in improving my available credit. Yay!!!!


Congrats on your approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 10 of 10