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Approvals Discover : Citi : Apple : American Consumer Council

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Brooklyn2018
Valued Contributor

Re: Approvals Discover : Citi : Apple : American Consumer Council


@beonebridge wrote:

Approved by Discover, pulled Fico 8 TU - 757. But the inquiry is on my Experian?

Approved by Citi, pulled Fico 8 EX - 683.

Approved by Apple /Gs Bank, pulled Fico 8 TU 757.

 

If i could do rebuild my credit again:

Instead of opening OpenSky Secured CC's (3x) I would have joined the banks below and got quick loan(s). Afterwards, join the American Consumer Council and create free checking accounts with adleast 5 banks (see below). Once the loans are paid and credit it stronger apply for loan products. 

 

QUICK LOANS: $2750.00

Bright Quick Loan | $250, no credit check

Andrews CU | Cash to go $500

Credit Human | QMoney Loan $200 - $500

Homebase CU | Fast Loan $500

Signature CU | Fast Cash Loan $200 - $1,000

 

AMERICAN CONSUMER COUNCIL ($15.00) Top Affiliate Banks

Signature Federal Credit Union 1 inquiry good for 60days, but they hard pull TU when you open. Fico8.

Parda Credit Union 1 inquiry good for 45days, but they hard pull Ex when you open account.

State Department Federal Credit Union * 1 inquiry good for 30days, no hard pull to open.

Credit Human CU * 1 inquiry good for 30days

Abound CU Worth researching, 2 cc options with up to $25k limits 


Congratulations on your approvals. Nicely Done!👍 

 

**in relation to reporting...are ANY of the "Quick Loans" reporting as CFA's(Consumer Finance Accounts?) 

 

Again, Great job!👍


Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
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