cancel
Showing results for 
Search instead for 
Did you mean: 

Approvals Post mortgage!! Langley Visa/Citi Rewards+/US Bank

tag
Anonymous
Not applicable

Approvals Post mortgage!! Langley Visa/Citi Rewards+/US Bank

Greetings!! So I've been gardening for a year in preparation for new home purchase. Had to sell my property first! Anyway, I closed first week October. Waited 3 days and Applied in order: US Bank Platinum (3 day approval $9,000)....Citi Rewards+ MC ($16,800 Instant!!)...Langley Visa Select (8.75% $15K instant) Citi/Langley EQ Pull 743 Fico 9 757 12-13 Inqs 3< 12 mos Mortgage shopping... US Bank TU pull 727 F8 21Inqs 3<12mos Mortgage shopping.

I laid the ground work with US Bank last year opening a checking account transfereing $ each month for small bills. Same with Langley (savings acct). Income $127K 3% UTI

Anything else feel free to askSmiley Happy

Message 1 of 24
23 REPLIES 23
AllZero
Mega Contributor

Re: Approvals Post mortgage!! Langley Visa/Citi Rewards+/US Bank

Congratulations on your approvals!
Message 2 of 24
PutThatMoneyOnTheTable
Established Contributor

Re: Approvals Post mortgage!! Langley Visa/Citi Rewards+/US Bank

congratulations_letter-173559932-5c432fc646e0fb0001eeb190.jpg

Amex BCP $35k
Chase FU $19.6k
BOA Cash Rewards $36k
BJs Perks Plus M/C $22k
Cap1 QS $4,950 (AU)
Best Buy $4k
Wells Fargo Active Cash $11.3
Message 3 of 24
5KRunner
Frequent Contributor

Re: Approvals Post mortgage!! Langley Visa/Citi Rewards+/US Bank

Congratulations on all those approvals!

I've just activated (like literally, 20 minutes ago) my Langley cash back card. They're a great CU with outstanding customer service!

Message 4 of 24
MartyWrite75
Valued Contributor

Re: Approvals Post mortgage!! Langley Visa/Citi Rewards+/US Bank

This is AWESOME! Congratulations!
March 2024: Experian 762; Equifax 767; Transunion 769


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 04/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 5 of 24
Anonymous
Not applicable

Re: Approvals Post mortgage!! Langley Visa/Citi Rewards+/US Bank

Thanks a lot! Back to the garden 6mos.
Message 6 of 24
Anonymous
Not applicable

Re: Approvals Post mortgage!! Langley Visa/Citi Rewards+/US Bank

From everything I've read I knew I wanted a relationship with them so I patiently waited for a FULL YEAR after membership. LOL!!
Message 7 of 24
Anonymous
Not applicable

Re: Approvals Post mortgage!! Langley Visa/Citi Rewards+/US Bank

Congrats!

 

That Langley card is nice -- they are one of those lenders who told me no which just made me more interested in it lol. 

Message 8 of 24
Anonymous
Not applicable

Re: Approvals Post mortgage!! Langley Visa/Citi Rewards+/US Bank

So that's your white whale!! Lol
Message 9 of 24
britt585
Regular Contributor

Re: Approvals Post mortgage!! Langley Visa/Citi Rewards+/US Bank

Congrats.....Can you share memebership process for Langley CU?...Hard pull, chex?

Message 10 of 24
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.