Greetings!! So I've been gardening for a year in preparation for new home purchase. Had to sell my property first! Anyway, I closed first week October. Waited 3 days and Applied in order: US Bank Platinum (3 day approval $9,000)....Citi Rewards+ MC ($16,800 Instant!!)...Langley Visa Select (8.75% $15K instant) Citi/Langley EQ Pull 743 Fico 9 757 12-13 Inqs 3< 12 mos Mortgage shopping... US Bank TU pull 727 F8 21Inqs 3<12mos Mortgage shopping.
I laid the ground work with US Bank last year opening a checking account transfereing $ each month for small bills. Same with Langley (savings acct). Income $127K 3% UTI
Anything else feel free to ask
Congratulations on all those approvals!
I've just activated (like literally, 20 minutes ago) my Langley cash back card. They're a great CU with outstanding customer service!
That Langley card is nice -- they are one of those lenders who told me no which just made me more interested in it lol.
Congrats.....Can you share memebership process for Langley CU?...Hard pull, chex?