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Approvals after Chapter 7 Discharge

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MoBra
New Contributor

Approvals after Chapter 7 Discharge

Discharge was in 3/2021

Dell Financial- $5000 pulled Experian - March 2021 Fico 615

Williams and Sonoma- $1500 (SCT)- May 2021 Fico 615

Pottery Barn- $1000 (SCT) - May 2021 Fico 615

Lexus - Preapproved for $2500 -May 2021 Didn't follow through Fico 630

Toyota - Preapproved for $1500 -May 2021 Didn't follow through Fico 630

Spirit Mastercard (Mailed me 3 preapproval letters for $2500 limit) card will arrive in 7 to 10 days - May 2021 No Hardpulls Fico around 615 at offer

 

Ollo Mastercard (Mailed me 2 preapproval letters no limit icluded) $2000 card will arrive in 7 to 10 days- May 2021 Pulled Experian and Transunion Fico 615 at time of offer.

 

I haven't applied for anything that's not listed. Everything in my signature is prior to bankruptcy. 

 

 

Message 1 of 20
19 REPLIES 19
CreditAggie
Community Leader
Super Contributor

Re: Approvals after Chapter 7 Discharge

Congratulations on your approvals!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 20
MoBra
New Contributor

Re: Approvals after Chapter 7 Discharge

Thank you! 

Message 3 of 20
KingRue8500
Senior Contributor

Re: Approvals after Chapter 7 Discharge

Congrats on all of your approvals




Message 4 of 20
babygirl1256
Senior Contributor

Re: Approvals after Chapter 7 Discharge

Congrats on your approval sress after your Chapter 7 discharge.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 5 of 20
MoBra
New Contributor

Re: Approvals after Chapter 7 Discharge

Thank you!!!!!

Message 6 of 20
Anonymous
Not applicable

Re: Approvals after Chapter 7 Discharge

You've been busy! Smiley Wink Congrats! on those nice approvalsSmiley Happy & thanks for the DPs.

Message 7 of 20
Total80sKid
Senior Contributor

Re: Approvals after Chapter 7 Discharge

Congrats on your success and approvals since discharge! 👍🏼

Message 8 of 20
MoBra
New Contributor

Re: Approvals after Chapter 7 Discharge

Thank you and yes after a bunch of reading you learn how important the data points are !

Message 9 of 20
Elpadrino1
Valued Contributor

Re: Approvals after Chapter 7 Discharge

Congrats on your approvals!

Message 10 of 20
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