Re: Approvals after Chapter 7 Discharge

SouthJamaica · ‎06-08-2021

Congratulations on the approvals Now you've got a base from which to rebuild.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 25k

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

SEG-fenced credit union Platinum Visa 10500

Comenity AAA Travel Advantage Visa $6200

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 691

gdale6 · ‎06-08-2021

Pretty good run considering you are just out of BK, grats on it all

MoBra · ‎06-08-2021

Thank you, I will keep udating.

MoBra · ‎06-08-2021

Thank you, I will be rebuilding responsibly!

northface28 · ‎06-08-2021

Congrats. Stay the course. My BK fell off this past month. I've closed a lot of cards and opened a CFF, CSP, and CFU on the same day. I went from denials/recons on $500 limits to $250,000 in available credit and the confidence I get any card I want. You'll get there too.

mrcraft · ‎06-08-2021

Congratulations on your approvals!!

Affinity Cash Rewards Visa Signature $32,500

American Express Marriott Bonvoy Brilliant $25,000

PenFed Power Cash Rewards Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

Titans84 · ‎06-08-2021

Congrats on your approvals!

Current FICO 8:

US Bank Cash+ (PC from Perks+) | 05/2007 | $10,000

AMEX Blue Cash Preferred (PC from Blue) | 09/2008 | $25,000

US Bank Cash+ (PC from Platinum) | 12/2014 | $20,000

Goldman Sachs' Apple Card | 08/2019 | $26,000

Chase Freedom Unlimited | 09/2019 | $16,000

Elan Max Cash Preferred | 05/2021 | $25,000

FNBO Evergreen Rewards | 07/2021 | $25,000

Affinity FCU Cash Rewards | 04/2022 | $32,500

US Bank Altitude Reserve | 09/2023 | $15,000

MoBra · ‎06-09-2021

MartyWrite75 · ‎06-09-2021

Wow! Congratulations on your approvals!

April 2024: Experian 772; Equifax 779; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

pc01user · ‎06-09-2021

You racked up nicely...Congrats!

Approvals after Chapter 7 Discharge

Get your FICO® Score for free