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Approvals after Chapter 7 Discharge

SouthJamaica
Super Contributor

Re: Approvals after Chapter 7 Discharge

Congratulations on the approvals Smiley Happy Now you've got a base from which to rebuild.


Total revolving limits 663000 (585000 reporting) FICO 8: EQ 716 TU 747 EX 713

Message 11 of 20
gdale6
Moderator

Re: Approvals after Chapter 7 Discharge

Pretty good run considering you are just out of BK, grats on it all Smiley Happy

Message 12 of 20
MoBra
Established Member

Re: Approvals after Chapter 7 Discharge

Thank you, I will keep udating.



Credit is like my best friend and biggest heart break

Message 13 of 20
MoBra
Established Member

Re: Approvals after Chapter 7 Discharge

Thank you, I will be rebuilding responsibly!



Credit is like my best friend and biggest heart break

Message 14 of 20
northface28
Established Contributor

Re: Approvals after Chapter 7 Discharge

Congrats. Stay the course. My BK fell off this past month. I've closed a lot of cards and opened a CFF, CSP, and CFU on the same day. I went from denials/recons on $500 limits to $250,000 in available credit and the confidence I get any card I want. You'll get there too.

BK Discharged 9/11

Cap1 Quiksilver Visa Signature $41k| Discover IT $24k| Barclays Uber VISA $16.2k|BOA Cash Rewards $8.4k| BOA BBR $6k|AMEX Cash Magnet $12.8k|AMEX BCP $16.6k|Huntington Voice $5.5k|Citi Double Cash $5.7k| US Bank Cash+ $6.5k
Message 15 of 20
mrcraft
Valued Contributor

Re: Approvals after Chapter 7 Discharge

Congratulations on your approvals!!






Message 16 of 20
Titans84
Regular Contributor

Re: Approvals after Chapter 7 Discharge

Congrats on your approvals!

Current FICO 8:






Message 17 of 20
MoBra
Established Member

Re: Approvals after Chapter 7 Discharge

 


Credit is like my best friend and biggest heart break

Message 18 of 20
MartyWrite75
Established Contributor

Re: Approvals after Chapter 7 Discharge

Wow!  Congratulations on your approvals!

June 2021: Experian 710 Equifax 701 Transunion 723


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $4,100 || Discover It: $3,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $6,000 || Overstock Store Card: $6,050 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $2,000

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor

Gardening from 03/18/2021 to 04/18/2023 (ideally)
Total Utilization: 10%
Message 19 of 20
pc01user
Regular Contributor

Re: Approvals after Chapter 7 Discharge

You racked up nicely...Congrats!

Message 20 of 20
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