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Approvals after bringing up score!

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Anonymous
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Approvals after bringing up score!

Started in these forums with FICO 8 scores at 575 only 6 months ago. Had to get scores up for a Mortgage loan. Had 2 collections, 2 accounts closed with balances. Paid both closed accounts, removed 1 collection and brought score up 95 points!

 

Closed on the house Thursday. Mortgage filed on Friday and got the following approvals this weekend:

 

Walmart: $200

AMEX BCE: $500

Delta: $1000

Lowes: $300 (Called and CLI'd it immediately to $5000)

Marriott: $9000

NFCU: $25,000

 

THANK YOU ALL FOR ALL YOUR HELP!!!

 

Happy, Happy!

12 REPLIES 12
Anonymous
Not applicable

Re: Approvals after bringing up score!

Congratulation! Spend wisely and enjoy your home and financial successes!
Message 2 of 13
Anonymous
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Re: Approvals after bringing up score!

Congratulations on your new credit cards and even more for you getting your home!!!!

Message 3 of 13
Legal_Girl
Frequent Contributor

Re: Approvals after bringing up score!

Congratulations on getting your scores up and on your new home!

Homeowner Again as of July 17, 2014. Thanks to the VA and NFCU. FICOs EQ - 786/EX - 782/TU - 778/Quicksilver $3,500 / Cred 1 $2,875 / 1st Natl $4,250/ Kohls Visa $5k / Mercury MC $5,850 / NFCU Visa Sig Cash Rew $27k/ Lowes $25k / Best Buy Visa $11k/ NFCU LOC $15k / Walmart MC $7.5k / Chase Freedom Unlimited $1,500 / Discover IT $27,000 / Discover IT Chrome $21,500 / Citi DC $7,300 / AMEX Blue Cash Preferred $17,500 / Citi Simplicity $18,500 / Citi Premier $8,200 / Care Credit $10k/ AMEX Gold - NSL / Chase Sapphire Preferred $20,500
Message 4 of 13
Anonymous
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Re: Approvals after bringing up score!

I just got approved for Lowe's 300, did you wait until you got your card?  What # did you use?

Message 5 of 13
Anonymous
Not applicable

Re: Approvals after bringing up score!

Nice nice!!! Congrats!!

Garden time to bring those scores even higher!
Message 6 of 13
Anonymous
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Re: Approvals after bringing up score!

Congratulations bud

Message 7 of 13
19eighty5
Senior Contributor

Re: Approvals after bringing up score!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 8 of 13
tcbofade
Super Contributor

Re: Approvals after bringing up score!

That's fantastic!  Yay you!

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 9 of 13
Anonymous
Not applicable

Re: Approvals after bringing up score!

Congrats on the approvals and the house!! 

Message 10 of 13
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