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So I took a drive into two new cards for balance transfers. One for the citi custom card and the other from bank of America...
So I did the citi first and they only gave me 3000, in which I was upset about because I have another citi card that's sitting at 10000 limit. So kinda confused. Then i tried bank of America instantly approved for 10,000 the number I wanted. But I'm curious if anyone has ever tried to call in asks for a bigger limit or when is the best time to call. 3000 will literally be my smallest card.
I'm sitting at 730-750 throughout all my scores. And no, inquiry on trans and Equifax. Only exp. My ulitization at 20%.
Congrats on your appovals. Citibank is normally a fairly conservative lender and a $3K starting limit from them isn't terrible.
You can call customer service during EDT business hours and ask for a reconsideration on your starting limit. I can't speak to your own specific odds of success but a reconsideration will cost you another HP.
Congrats on your approvals! 👍🏼
Congratulations on your approvals!
CONGRATS @Anonymous on your Citi Custom Cash and BofA approvals, Thanks for the DPs, and Welcome to the Citi Custom Cash family!
Congrats on your two approvals.
Grats on your 10K BoA approval and the secondary Citi approval
Congrats on the approvals 🤓
**bleep**. Alright. Just called got two different answers haha. One said call back after 24 hours and the other call after 4 days.