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So because I got declined a few weeks by Discover It with a great Fico, I've been feeling a little low(Not really but my pride suffered a bit).
To rebuild my credit self esteem, I applied for an AMEX Blue Cash Preferred because I've never had an AMEX card.
FICO: 810
APR: 13.49%
Credit Line: $10,500
Salary: $49k/year
Congrats and welcome to the Amex family!! I've had my BCP for about 8 months and already earned $300 in cash back on top of the $150 incentive. Love the 6% on groceries!
How in the world did you get declined from Disco with that score???
Great job OP!
@Anonymous wrote:How in the world did you get declined from Disco with that score???
I made a thread about it and it's actually pretty funny.
I had a Discover card over 20 years ago in college ago that I defaulted but paid. The account was closed. 20 years later they declined me due to that past account. I probably could have called them and straightened it out but I just licked my wounds and moved on.
Man....they sure can hold a grudge!!
Congrats on the card OP. That is too much of a grudge, there are other lenders out there and your score is in dream land.
Way to get back on the horse!! Super Congratulations!