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As thrilled as I am to be approved, I am discouraged about the $1k sl. I have heard this is common and request a cli. Should I wait until I get the card and try online, or call the new accounts/credit team now to ask for a cli. I was hoping for at least $5k, considering the $3k spend for the 100k sign up bonus. Any help is greatly appreciated!!
@Anonymous wrote:As thrilled as I am to be approved, I am discouraged about the $1k sl. I have heard this is common and request a cli. Should I wait until I get the card and try online, or call the new accounts/credit team now to ask for a cli. I was hoping for at least $5k, considering the $3k spend for the 100k sign up bonus. Any help is greatly appreciated!!
OP: Same thing here--I took a pre-selected offer last week and got an almost minimum $1K SL also--and I can't really take advantage of the BT offer they gave me and can barely do the 15000 MR pts for the 3 month/$1k spend. A lot of people on here have tried to get a CLI upon activation but have been unsuccessful. If you have another AMEX over 13 mos. old you may be able to move some of the CL from that over to the new one, or you just have to wait the 60 days (or 6 mos--I forget) and try for a CLI the regular way. Good luck.
@Anonymous wrote:As thrilled as I am to be approved, I am discouraged about the $1k sl. I have heard this is common and request a cli. Should I wait until I get the card and try online, or call the new accounts/credit team now to ask for a cli. I was hoping for at least $5k, considering the $3k spend for the 100k sign up bonus. Any help is greatly appreciated!!
Congratulations!...Thanks For Sharing.
@Credit-Hoarder That is a bummer. This is my lowest CL, but the sign up is great. I will have to use it and PIF a few times a month to get it. Think I will try a CLI when I get the card. Never know. Thank you for the info.
You can request a CLI at any time but recently the vast majority of new accounts are being turned down prior to 90 days after activation. Posting scores, AAOA, Utility % and current CL on existing cards might yield better responses.
@Anonymous wrote:As thrilled as I am to be approved, I am discouraged about the $1k sl. I have heard this is common and request a cli. Should I wait until I get the card and try online, or call the new accounts/credit team now to ask for a cli. I was hoping for at least $5k, considering the $3k spend for the 100k sign up bonus. Any help is greatly appreciated!!
@Super_AL Thank you!! I have been eyeing this card for awhile now, just dissapointed in the SL.
@Anonymous wrote:You can request a CLI at any time but recently the vast majority of new accounts are being turned down prior to 90 days after activation. Posting scores, AAOA, Utility % and current CL on existing cards might yield better responses.
@Anonymous wrote:As thrilled as I am to be approved, I am discouraged about the $1k sl. I have heard this is common and request a cli. Should I wait until I get the card and try online, or call the new accounts/credit team now to ask for a cli. I was hoping for at least $5k, considering the $3k spend for the 100k sign up bonus. Any help is greatly appreciated!!
Thank you for the info. I think I might try anyway. I was hoping this card would match my AMEX ED card.
Just know if you request a CLI and are declined you won't be able to request another on for 91 days.
@Anonymous wrote:
@Anonymous wrote:You can request a CLI at any time but recently the vast majority of new accounts are being turned down prior to 90 days after activation. Posting scores, AAOA, Utility % and current CL on existing cards might yield better responses.
@Anonymous wrote:As thrilled as I am to be approved, I am discouraged about the $1k sl. I have heard this is common and request a cli. Should I wait until I get the card and try online, or call the new accounts/credit team now to ask for a cli. I was hoping for at least $5k, considering the $3k spend for the 100k sign up bonus. Any help is greatly appreciated!!
Thank you for the info. I think I might try anyway. I was hoping this card would match my AMEX ED card.
@ttleigh wrote:
Please keep us updated! I just got this card too over the weekend and my credit line is $2800. I also have an Spg card with a 2000 credit line. I need a higher line because the Hilton I am booking for vacation in December is $600 per night so at 5 nights.... I was declined for a 6 month cli on the Spg but I think I asked to soon but now I want to forget asking on that one and focus on this one.
Please update if you request a cli. Does anyone know if Amex will recon a request denial?
I will keep you guys updated. I will wait until the card comes in first. should hopefully be sometime next week. I will probaly call them instead of doing it online though.