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Approved Amex Gold card 50,000 mrp npsl

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Established Contributor

Approved Amex Gold card 50,000 mrp npsl

Instant approval. This is my first amex after 4 denials in past year. (I didn't do my research and thought I would qualify).
Got the pre qual- 50000, mrp after$1000 spend 3 months. Npsl..,
I planned on waiting since I had basically all my inquiries aging to a year by June 17th.
Plus had two cards reporting balances when I apped. Planned on azeo(method).
But I brought my utilization down to 8% , saw my score go up 15 points to 719.
Aoya-3 months.
Aaoa -11
Aooa-23
Inquiries in past 6 months 2 (1,amex,1 apartment). Total past 2 years 16(auto loan). Past year 9
Will obviously utilize the categories, and the 10% mrp for paying your phone bill.(had no idea about until after application)
This card is great to compliment my discover it, next I need to decide if I go for a second discover it or take in an amex revolver. I'll see if I get any cli for my disco anniversary. Or let my accounts grow like I should and if I have to carry a balance I can always just use dCU 10.75apr.
Sorry for the length, I'm excited to see what this card offers that I don't already know about, and hope this helps somebody.
By the way another DP. I'm pre qualified for a few cards on incognito but when I try on amex app and hit apply it says would you like to expand your membership wording (I've heard is not pre approval)
So I didn't bite for a revolver same day I figured with backdating any future cards will not hurt aaoa as bad anyway.
AMEX
Starting score(February 2018)-520Current Score: FICO 8- 744EX, 762TU, 760EQ, Goal Score: 775 by (05/2020)
BUISNESS CREDIT
Amex Hilton-3000
Amex Amazon Prime 2500
Amex SimplyCash Plus® -1300-
Amex Blue Business Plus Card - 8000.
Amex green charge card- NPSL


TOTAL PERSONAL CL 65,000+
HILTON HONORS-2000
Cap1 Venture-VS-5,500
Sams Club MC-13,500
Citi® - AAdvantage® Platinum Select® WEMC-9000CL, Citi Rewards+(WMC)6900
Amex® Gold card
1st Disco It- 2300 , 2nd Disco it- 5000CL
Dcu-3000-
12/18 Amazon SC- 10,000 cl AND-Walmart SC-6000cl, Home depot- 2000cl-
- Auto loan(55% paid off)
Goal score 800


Message 1 of 11
10 REPLIES 10
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Community Leader
Mega Contributor

Re: Approved Amex Gold card 50,000 mrp npsl

50k at 1k is amazingSmiley Happy
Message 2 of 11
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Established Contributor

Re: Approved Amex Gold card 50,000 mrp npsl

Average Joe That's what I thought. And last week the mrp's for Ed card(pre qualification) went from 25000 down to 15000, so I figured I'd take advantage of it while it was there.
Starting score(February 2018)-520Current Score: FICO 8- 744EX, 762TU, 760EQ, Goal Score: 775 by (05/2020)
BUISNESS CREDIT
Amex Hilton-3000
Amex Amazon Prime 2500
Amex SimplyCash Plus® -1300-
Amex Blue Business Plus Card - 8000.
Amex green charge card- NPSL


TOTAL PERSONAL CL 65,000+
HILTON HONORS-2000
Cap1 Venture-VS-5,500
Sams Club MC-13,500
Citi® - AAdvantage® Platinum Select® WEMC-9000CL, Citi Rewards+(WMC)6900
Amex® Gold card
1st Disco It- 2300 , 2nd Disco it- 5000CL
Dcu-3000-
12/18 Amazon SC- 10,000 cl AND-Walmart SC-6000cl, Home depot- 2000cl-
- Auto loan(55% paid off)
Goal score 800


Message 3 of 11
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Community Leader
Mega Contributor

Re: Approved Amex Gold card 50,000 mrp npsl

Good choice. Even i would take that SUBSmiley Wink CongratsSmiley Happy
Message 4 of 11
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Valued Contributor

Re: Approved Amex Gold card 50,000 mrp npsl

Congrats on the new AmEx and capitalizing on a killer SUB!




Message 5 of 11
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Super Contributor

Re: Approved Amex Gold card 50,000 mrp npsl

Super Congrats!!!

Message 6 of 11
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Senior Contributor

Re: Approved Amex Gold card 50,000 mrp npsl

Congrats on your Amex Gold approval! Great card to rack up points. Love mine! Smiley Very Happy





Message 7 of 11
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Frequent Contributor

Re: Approved Amex Gold card 50,000 mrp npsl

Congrats!!! on The new metal 



Message 8 of 11
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Established Contributor

Re: Approved Amex Gold card 50,000 mrp npsl

I thank all of you guys for my success.
I do want to compliment my new card and my discover with another card. I was thinking of either going for a second discover card. Or replacing my Quicksilver(bucketed 500 limit &11 mo the) with the cash magnet( as my everything else card). Since I would have most of my spend covered with those cards.
I am excited amex back dates when you get a new card.
If I did get a discover card since my anniversary is in two weeks would this affect my chances of getting another American Express card down the road? these are the best cards I I was hoping for. By the way I plan on buying plenty of gift cards, 😁
Starting score(February 2018)-520Current Score: FICO 8- 744EX, 762TU, 760EQ, Goal Score: 775 by (05/2020)
BUISNESS CREDIT
Amex Hilton-3000
Amex Amazon Prime 2500
Amex SimplyCash Plus® -1300-
Amex Blue Business Plus Card - 8000.
Amex green charge card- NPSL


TOTAL PERSONAL CL 65,000+
HILTON HONORS-2000
Cap1 Venture-VS-5,500
Sams Club MC-13,500
Citi® - AAdvantage® Platinum Select® WEMC-9000CL, Citi Rewards+(WMC)6900
Amex® Gold card
1st Disco It- 2300 , 2nd Disco it- 5000CL
Dcu-3000-
12/18 Amazon SC- 10,000 cl AND-Walmart SC-6000cl, Home depot- 2000cl-
- Auto loan(55% paid off)
Goal score 800


Message 9 of 11
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Valued Contributor

Re: Approved Amex Gold card 50,000 mrp npsl

Congrats on your approval!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
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