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Approved Bank of America Cash Rewards 8K credit limit

CWA1984
Regular Contributor

Approved Bank of America Cash Rewards 8K credit limit

Got approved for the Bank of America Cash Rewards credit card with an $8,000.00 limit.  My offer is for $200 bonus with 1k spend in 3 months.  Signed up for the card because they kept sending me offers in the mail and I wanted a new 0% apr for 15 billing cycles on purchases. 

 

Credit Cards with 0% apr on purchases are nice to have since if something unexpected comes up you can keep on investing and saving like normal and just put the couple of hundred or a few thousand dollar bill on the credit card and pay it off in a couple of months instead of raiding the savings accounts...it's basically an interest free loan for 15 months and I really like that.

 

Also like it's only 1k spend in 3 months for $200.  I really don't like having to spend more than 1K in 3 months to hit a credit card bonus.  I'm a frugal guy and really just don't normally spend 3k or more on credit cards in 90 days so this card works well for me.  Set the 3% category to online shopping right now which is something I like about the card since you can choice your own 3% category and that is very nice. 

 

 

Current FICO scores TU 772 EQ 780 EX 772

Message 1 of 15
14 REPLIES 14
AllZero
Mega Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congratulations on your approval!

Message 2 of 15
soxfaininfl
Frequent Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congratulations on your approval!









Message 3 of 15
JeffMO
Regular Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congrats! 






Capital one 500, Discover 3600. UMB Signature visa 18.5k, DW UMB card Auth user 16K. Citi Costco anywhere 9100
AAOA 1y8m, oldest 3 years. 0 collections. 125k income, Util 1% inq 1/12. 1/24. 30/60/90 = 0, No derog's, clean file. Rebuilding started 3 years ago.
Starting Score: 560
Current Score: 795
Goal Score: 850


Take the myFICO Fitness Challenge
Message 4 of 15
CS1974
Valued Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congratulations on your approval!! 

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 5 of 15
simplynoir
Community Leader
Super Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congrats on your new card

Message 6 of 15
seattletravels
Valued Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congratulations! 



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 7 of 15
angelwingz
Valued Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 8 of 15
M_Smart007
Epic Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congrats!

Message 9 of 15
coreyb80
Senior Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congrats on the approval!!

Message 10 of 15
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