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Approved Bank of America Cash Rewards 8K credit limit

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Regular Contributor

Approved Bank of America Cash Rewards 8K credit limit

Got approved for the Bank of America Cash Rewards credit card with an $8,000.00 limit.  My offer is for $200 bonus with 1k spend in 3 months.  Signed up for the card because they kept sending me offers in the mail and I wanted a new 0% apr for 15 billing cycles on purchases. 

 

Credit Cards with 0% apr on purchases are nice to have since if something unexpected comes up you can keep on investing and saving like normal and just put the couple of hundred or a few thousand dollar bill on the credit card and pay it off in a couple of months instead of raiding the savings accounts...it's basically an interest free loan for 15 months and I really like that.

 

Also like it's only 1k spend in 3 months for $200.  I really don't like having to spend more than 1K in 3 months to hit a credit card bonus.  I'm a frugal guy and really just don't normally spend 3k or more on credit cards in 90 days so this card works well for me.  Set the 3% category to online shopping right now which is something I like about the card since you can choice your own 3% category and that is very nice. 

 

 

Current FICO scores TU 772 EQ 780 EX 772

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14 REPLIES 14
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Super Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congratulations on your approval!

Message 2 of 15
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Frequent Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congratulations on your approval!









Message 3 of 15
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Regular Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congrats! 








Capital one 500, Discover 2100. UMB Signature visa 10k, Second UMB card Auth user 16K
AAOA 1y8m, oldest 2y5m. 0 collections. Util 1% inq 1/12. 1/24. 30/60/90 = 0, NO BK, judgments, clean record. Rebuilding started 2.5 years ago.
Starting Score: 560
Current Score: 774
Goal Score: 850


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Message 4 of 15
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Valued Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congratulations on your approval!! 

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 5 of 15
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Community Leader
Super Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congrats on your new card

Message 6 of 15
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Valued Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congratulations! 



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 7 of 15
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Valued Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congratulations on your approval! 👍





My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 8 of 15
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Epic Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congrats!

Message 9 of 15
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Valued Contributor

Re: Approved Bank of America Cash Rewards 8K credit limit

Congrats on the approval!!

Message 10 of 15
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