Approved Bank of America!

[Anonymous]

Hey guys to start of I am a Junior in college and began my credit jorney in December.  I got the Discover it chrome for students in December with SL 500. Two months ago I got it to 1000 limit. Two weeks ago I got the Capital one journey Card with SL of 300. I also got the Bank of America card the other day with 500 Limit. It was not a instant approval, but ill take it.  I needed a visa as most places dont except discover. I know three cards is a lot for a college kid, but my intentions is to have them forver and grow together and eventually upgrade the Cap to to QS. I also have a Credit builder loan with Self Lender to help ( Current balance 465). I know my habits wont change at all. Ill still pay everything on time and down to under 20 bucks on each card. I should get my First Fico scores next month. So my question is how will my scores go up while im in college if I continue what im doing. I dont know if this goes here. Any advice is welcome and aprricated on how to move forward. Thank you guys for helping me get my journey  started!

[JustBPatient]

Your scores will absolutely go up.  Keep doing what you're doing!!  Good luck!!

[CreditInspired]

You're on the right track and have some great cards that will grow. Let your goal be to PIF 2 of your CCs every month and only 1 report a balance of <9%. Good luck to you.

[AverageJoesCredit]

Congrats on gettig your Boa, just pay your bills on time and in no time youll build positive history. Boa can grow nicely . Take care of your seedlings, theyll grow with some tlc