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Approved -BofA CashRewards $24k

cashorcharge
Valued Contributor

Re: Approved -BofA CashRewards $24k

Congratulations on your approval!!!

Message 11 of 41
kkboom
Frequent Contributor

Re: Approved -BofA CashRewards $24k

@blindambition  great point. One benefit of  BofA over Amex is that the bofa gives you the complete credit history whereas Amex only goes back to the date you were added as an AU. 


Gardening until 10/2021
Message 12 of 41
GApeachy
Super Contributor

Re: Approved -BofA CashRewards $24k

A lot of great info here, never knew about AU and co-borrowing, thanks for sharing!  Also, sorry for yours and your Aunt's loss.  So happy that you have taken care of your family, and that she has you to lean Heartn.  Look forward to seeing how your profile ages when this card reports and your scorecard allows full extent of age benefit. GL Smiley Wink

"My Take Home Pay Don't Take Me Home"
Message 13 of 41
stonedog23
Frequent Contributor

Re: Approved -BofA CashRewards $24k

I learn something new every time I log on. Congrats on your approval. Sorry for your loss.

PenFed Power Cash ($20,000), NFCU GoRewards Sig ($24,600), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700), NFCU CashRewards Sig($15,000), Comenity MC ($12,000), Walmart MC ($8000), Wells Fargo CashWise Sig($7000), Amex BCE($6000), Amex ED($6600), BBVA Clear Points ($3800), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), BB&T Spectrum Cash Rewards($4500), BB&T Bright Card($4500), CapOne Quicksilver($1500), US Bank Cash+ ($2500), US Bank Cash+ ($1,000), Overstock($13,350), Dell($3000), WF mortgage 195K Fico 8: EQ 707, TU 716, EX 723, AAoA-86 months, AoOA-23 years, Fico 9: EQ 734, TU 737, EX 713
Message 14 of 41
ccquest
Established Contributor

Re: Approved -BofA CashRewards $24k

That's very interesting to know, congrats on the new card officially under your name now and RIP for your uncle, sounds like he lived a great life!
as of 9/3/21
Current Cards:
Message 15 of 41
Credit4Growth
Valued Contributor

Re: Approved -BofA CashRewards $24k

That is an amazing opportunity to be able to obtain such an account.  Hope it goes well for you with aging of your reports... let us know!

GL2U

|| DTI 8% || Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 2 / 1) - 0/6 - 0/12 - 3/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - Unknown date, 2021
Going for Sapphire spade - May 18th 2021

Dirty/ Thick/ Aged/
Message 16 of 41
Harvey26
Valued Contributor

Re: Approved -BofA CashRewards $24k

@kkboomI am attempting to do this with my grandfather. Did you have to fill out a paper they sent in by mail?

Message 17 of 41
kkboom
Frequent Contributor

Re: Approved -BofA CashRewards $24k

@Harvey26 it took a while! Three calls -3 different responses. The 1st rep said i needed to go into a branch and open an checking account first. The 2nd time I called the rep said i could only do it via paper application. I had heard before that wasn't the case so I waited a few days and called back. The 3rd  time the rep took my application, it was on a weekend, but the decision wasn't immediate. I called back the following Monday and got approval. 

Also, your grandfather will need to be on the phone with ability  to 1) verify account 2) consent to you becoming a joint account holder and 3) answer basic questions ss# and income. 

Last FYI- my aunt's credit had an inquiry reported...I don't know why, but just want to give you all the information. 

Please share some data points on the account you are attempting to add! This is a great benefit. I wish more financial institutions offered the option. 


Gardening until 10/2021
Message 18 of 41
Harvey26
Valued Contributor

Re: Approved -BofA CashRewards $24k

@kkboomIts a BOA Cash Rewards opened in 2012. 10K CL Perfect payment history. Gonna call again and see if I can get someone who knows what they are talking about.

Message 19 of 41
kkboom
Frequent Contributor

Re: Approved -BofA CashRewards $24k

Yep! That sounds great. Please let us know how it turns out and also if you receive a bump. 


Gardening until 10/2021
Message 20 of 41
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