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Approved CLI on Navy Visa Now 31,500 from 25,000

Valued Contributor

Approved CLI on Navy Visa Now 31,500 from 25,000

I'm on a roll.  I took an HP for this.    It took them four days to respond and the first thing they said was to ignore the adverse action notice I'm getting in the mail declining the CLI due to bankruptcy.   Very weird.   So far this spree I've gotten the Alliant cash back Visa for 25K, a CLI on BECU's checking LOC from 2.5K to 10K, and this CLI from 25K to 31.5K.   I'm still waiting to hear from DCU as to whether they will CLI my 7.5K card.   I also closed my Lowes 10K account and I closed my Care Credit 10K account.   Only store card left is Amazon, which I use daily.

FICO 08: EX-698, EQ-732, TU-706 - [5/13/2018]
FICO 09: EX-748, EQ-763, TU-750 (5/13/2018)
Mortgage: EX-736, EQ-705, TU-750 - [5/13/2018]
NFCU NavChk 15K | NFCU Visa 6.99% 31.5K | CapOne Venture Visa 50K | Barclay Aviator MC 9.5K | Discover It 24.4K | Alliant 3% Cash Back Visa 25K | Penfed Promise 20.5K | BECU Visa 10K | BECU CLOC 10K | DCU Visa 10K | BofA AK Air Visa 5K | Citibank secured 1K | Amazon Prime 10K
221.9K Total Revolving.
Share Secure Loan Alliant $100 Balance/$15,000
BK 7 Filed 8/23/2013 - Discharged 11/27/2013.
Message 1 of 11
10 REPLIES
Established Contributor

Re: Approved CLI on Navy Visa Now 31,500 from 25,000

Lowes in a one time or two time a year card unless you are a house flipper.  Real pros get better rates elsewhere.

 

I applaud you closing your Lowes account.  My closed Lowes $25k account will be on my report for 10 years, as will yours.

Message 2 of 11
Senior Contributor

Re: Approved CLI on Navy Visa Now 31,500 from 25,000

Lol I use my Lowe's account almost monthly. Not a house flipper, just like doing things around the house every now and then.




Message 3 of 11
Senior Contributor

Re: Approved CLI on Navy Visa Now 31,500 from 25,000

Congrats on the increase!

FICO 08 Scores (Jun-18): TU 795, EQ 797, EX 791

Message 4 of 11
Valued Contributor

Re: Approved CLI on Navy Visa Now 31,500 from 25,000

Congrats on your Navy CLI

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 5 of 11
Community Leader
Super Contributor

Re: Approved CLI on Navy Visa Now 31,500 from 25,000

Outstanding! Congratulations on your CLI! I love NFCU!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover.. Fico 8: EX: 758; TU: 746; EQ: 762
Message 6 of 11
Established Contributor

Re: Approved CLI on Navy Visa Now 31,500 from 25,000

WOW! Congrats on an already great CL!

 

Robot Very Happy


Message 7 of 11
Valued Contributor

Re: Approved CLI on Navy Visa Now 31,500 from 25,000

Congrats!!



FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 8 of 11
Regular Contributor

Re: Approved CLI on Navy Visa Now 31,500 from 25,000

Congrats! Would you mind giving some DPs, such as did have to provide any POI? I’ve read here that, at times, with CLIs going above 25K, Navy requests POI.

Gardening til March 2020!
Message 9 of 11
Valued Contributor

Re: Approved CLI on Navy Visa Now 31,500 from 25,000

There was no POI.

FICO 08: EX-698, EQ-732, TU-706 - [5/13/2018]
FICO 09: EX-748, EQ-763, TU-750 (5/13/2018)
Mortgage: EX-736, EQ-705, TU-750 - [5/13/2018]
NFCU NavChk 15K | NFCU Visa 6.99% 31.5K | CapOne Venture Visa 50K | Barclay Aviator MC 9.5K | Discover It 24.4K | Alliant 3% Cash Back Visa 25K | Penfed Promise 20.5K | BECU Visa 10K | BECU CLOC 10K | DCU Visa 10K | BofA AK Air Visa 5K | Citibank secured 1K | Amazon Prime 10K
221.9K Total Revolving.
Share Secure Loan Alliant $100 Balance/$15,000
BK 7 Filed 8/23/2013 - Discharged 11/27/2013.
Message 10 of 11