Way to go!! Sometime we gotta sweat for certain clis but when approved, well worth it
Enjoy your new limit
Enjoy your new limit
I did wait nearly a week. Basically the rep I spoke to on Tuesday told me that my income needed clarification as I'm exempt (salaried), I'm accustomed to always indicating my annual income. They wanted to know if this was my monthly or annual, so I clarified my reported income is annual in which the credit rep placed me on hold to call the LO that stated they will update my account in 24-48 hours.
It wasn't until Friday I figured if I didn't hear back that I may have been rejected. In my line of work, I'm always calling to make verify information for my client's and the firm I work for so it comes second nature to place requests and follow-up on things like this. In essence, I just called to check on the status since it was going beyond the 48 hour timeframe. After speaking to another credit rep, she informed me that there was a note about my income, so I asked her is it the same note I already clarified a few days ago or a new one? She did her research and determined that it had been resolved and that they just didn't update my account with their decision. One simple call and and a brief 2 minute (if that) hold later to speak with the LO, I received the good news.
I'm still learning a ton of information from the wealth of knowledge you all so graciously share for managing credit. I've always grown up to pay cash and that its KING, partially why my scores are so low now. But that's about to change. I wasn't aware of a SP CLI with them since the card hasn't been open a full 12 months so I took the chance with a HP instead. Either way I'm grateful and very appreciative, thank you Aduke