Hey folks!
First things first : Data Points!
EX 742
TR 746
EQ 768
1 Amex $5000 SL / 4% UTL
No lates. No baddies. No loans nothing. Credit file is super thin, just 6mths old.
Anyway, today I strolled into Chase to resolve some banking issues and the Account officer convinced me to apply for a card. I was a little apprehensive but figured what the heck, I unlocked my Credit files and boom!
I was approved for the Sapphire Reserved SIL $5000! Intrest rate is high @22% but I PIF each month so it doesn't matter. They pulled Experian and Equifax. My Equfax score took a 6 point hit. Nothing has happened to my Experian yet.
Anyway, Im super excited cause Chase was my dream card and I thought it would be way harder to get than this.
Hopefully this 2nd card will help me boost my score for a bit cause I've been pretty stagnant at the current numbers.
Thanks Guys!
