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Approved Chase Slate $5,000

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New Visitor

Approved Chase Slate $5,000

So my scores are: TU 545, Experian 630, Eqifax 604.

 

I have multiple collections. Identity theft but the companies are refusing to remove them! Totaling $2500.00 I recently started fixing up my score. About a year ago I was at almost in the 400s! I co-signed on a $15,000 vehicle loan about 8 months ago. Was a buy here pay here lot. So with $2500 down they allowed me to co-sign. Payments have been made on time. The main account holder was my company. They didn’t need a co-signer but allowed me to do this so I could boost my score.

 

Next I got a Regions Secured Card. $300. I’ve had this card about 4 months now. I pay as I should and never use over 15% About a month ago I figured let’s take my chances and applied for a Lane Bryant card online. I got approved for $300.00.

 

After coming on here and reading I just picked a card Chase Slate and applied. I got approved for $5,000! I also applied for Amex Green right before and I was denied even after doing the reconsideration. Odd because I had Amex platinum 3 years. Charged $10k/month and was never late paying. I left them in excellent standing.

Just wanted to post to say there is hope when applying!!!!

Message 1 of 19
18 REPLIES 18
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Valued Contributor

Re: Approved Chase Slate $5,000

Congrats on your Chase approval!! Nice limit for your scores
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 2 of 19
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Frequent Contributor

Re: Approved Chase Slate $5,000

Wow congrats!
I’m dying to get a Chase card but I’m trying to be a good gardender😖 I thought chase would be a little stricter with the scores too.

I’m happy for you from what I read on this board they are really good if you treat them well. Enjoy your new card
Message 3 of 19
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Established Contributor

Re: Approved Chase Slate $5,000

BAM!!

 

Welcome to the Chase family!

 

Most excellent SL with your credit file!

 

Congrats!

~~~Rebuilding Score History~~~
Starting Ficos: EX 541, EQ 493, TU 523 (07/02/2016)
Latest Ficos: EX 762, EQ 784, TU 764 (03/28/2020)
Goal Ficos: EX 800, EQ 800, TU 800 (12/31/2020)
~~~Credit lines~~~~
Total Open Credit Limit: $83000
Lowe's: $20000
Discover It: $15000
PenFed Pathfinder: $15000
BofA Platinum Plus: $9100
Chase Sapphire Preferred: $9000
Chase Freedom Unlimited: $6400
Amazon Prime Store Card: $5000
BofA Cash Rewards: $1500
Capital One Platinum: $1500
Home Depot: $500

My Credit Rebuild


Take the myFICO Fitness Challenge
Message 4 of 19
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Community Leader
Mega Contributor

Re: Approved Chase Slate $5,000

5k is a great limit on the SlateSmiley Happy
Message 5 of 19
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Established Contributor

Re: Approved Chase Slate $5,000


@unixgirlwrote:
After coming on here and reading I just picked a card Chase Slate and applied. I got approved for $5,000!

Congratulations!

 

When you applied for the Chase did you request a balance transfer directly on the application or did you leave that section blank?  If you did ask for a BT how much were you transferring?

Message 6 of 19
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Established Contributor

Re: Approved Chase Slate $5,000

Glad to see you get approved.  Not only were you lucky with your current scores but that limit is high compared to most Slate starting lines.

Maybe later on you can get a Freedom or FU and transfer your Slate line of credit over to one of the other cards.  After the initial balance transfer most people get it for the Slate card has relatively no other perks.

Message 7 of 19
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Frequent Contributor

Re: Approved Chase Slate $5,000


@Aahzwrote:

@unixgirlwrote:
After coming on here and reading I just picked a card Chase Slate and applied. I got approved for $5,000!

Congratulations!

 

When you applied for the Chase did you request a balance transfer directly on the application or did you leave that section blank?  If you did ask for a BT how much were you transferring?


Considering he only has a $300 secured card (which he never uses more than 15% of) and $300 lane Bryant card I highly doubt he opted for a BT (and if so it wasnt much at all)

Fico 08 TU 680 EQ 682 EX 680 (4/05/18)
Fico 08 TU 668 EQ 656 EX 671 (1/13/18)
FICO 08 TU 533 EQ 512 EX 522 (2/6/17)
1 collection charge off paid April '17 ($500 GTE FCU) went over 120+ days late on it account closed. PIF to CA

NFCU Cash Rewards-$2800 (1/13/18), USAA Classic Platinum Visa-$1000 (1/13/18), Discover IT-$10,000! (1/13/18), AMEX BCE-$1000 (1/13/18), AMEX Blue Delta SkyMiles-$1000 (1/13/18), Care Credit-$7500(1/13/18), Cap1 Platinum Preferred-$1500 (1/15/18), Wal-Mart $5000 as of Nov '17 (SL $200 July '17), Dillards $1000 July '17, Several rebuilder cards closed not listed
Message 8 of 19
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Established Contributor

Re: Approved Chase Slate $5,000


@Roy21wrote:

@Aahzwrote:

@unixgirlwrote:
After coming on here and reading I just picked a card Chase Slate and applied. I got approved for $5,000!

Congratulations!

 

When you applied for the Chase did you request a balance transfer directly on the application or did you leave that section blank?  If you did ask for a BT how much were you transferring?


Considering he only has a $300 secured card (which he never uses more than 15% of) and $300 lane Bryant card I highly doubt he opted for a BT (and if so it wasnt much at all)


Considering the OP's scores and what they shared about their report I think most here highly doubted Chase would approve them for a $5k Slate, but here we are.

Message 9 of 19
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Community Leader
Mega Contributor

Re: Approved Chase Slate $5,000

Why not, PF recently gave a 50k limit to a poster with a combined 52k income and a 2 year old bk, anything is possible nowadaysSmiley Wink
Message 10 of 19
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