Today, I was approved for the Discover It Cashback card. This is my first card as I begin to improve my income and credit profile over the next 5 years. My goal is to pay off over $52,000 in debt, buy a house, and have high 750+ scores.
About today's approval:
$1250 starting limit
Pre-approved on Discover's site. This is my first time actually being preapproved. I think I had too many inquiries previously.
Income under $38,000
Over 40% utilization (I know! This is a work in progress. Two debts will be paid off this month)
One late in October 2017
FAKO creditkarma scores: 632 TU & 605 with 1 inquiry Equifax with 3 inquiries
Mostly store cards
Going to garden until the fall. I'm looking to get another prime card by year's end.
Congrats! That’s an awesome card and the best part is that you’ll never “outgrow” it. You’ll have that one forevah lol
"My goal is to pay off over $52,000 in debt, buy a house"
Those are some great goals & And Congrats on that new card!!!
Thanks for the love, everyone! It feels good to have a new big girl card.
CONGRATULATIONS @hopefulonel, from one Rebuilder to another, on your Approval and Welcome to the Disco family!!!
Congrats in moving from the siding and back into the main stream. From time to time you may see your credit achievements plateau ... have the faith as it is all about the journey and it will respond positively. Took me a long time, I learned afterwords from people providing information to sites such as this, a person may be able to improve on the time it takes to move up!