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Well last weekend when I got approved for the Amex BCE along with Cashforward I also put an application in for the Fidelity Visa. The next morning I got a HP against TU and found out yesterday it was approved and showed up on my online profile this morning. So I ended up closing another credit card yesterday as well due to this approval (ebates). Was debating on posting this approval, but wanted to let people know Elan/UsBank isn't really inquiry sensitive or new account sensitive as many has thought at least in my experience; obviously each profile is different. I do have a decent chunk money with Fidelity though and a fairly long relationship with them, not sure if that played any role in the approval? Not my biggest credit limit by any means, but for UsBank/Elan with how cheap they were on my cash rewards that i no longer have this is a start to mending our relationship. I am truely done until at least December. TU04 pulled I believe was 710. Also 5+ years paid CO's and old 120 day lates on file, so not clean. AAoA depending on CRA 4.2-6 years oldest account 26+ years old, 21 TU inquiries 12-14 in last 12 months.
Standard 14.x APR everyone gets
Congrats to you! Nice SL!
Congratulations to you!
Nice Congrats CC!!!!!
Congrats on your approval! Nice 2% back card.
@CreditCuriousity wrote:Well last weekend when I got approved for the Amex BCE along with Cashforward I also put an application in for the Fidelity Visa. The next morning I got a HP against TU and found out yesterday it was approved and showed up on my online profile this morning. So I ended up closing another credit card yesterday as well due to this approval (ebates). Was debating on posting this approval, but wanted to let people know Elan/UsBank isn't really inquiry sensitive or new account sensitive as many has thought at least in my experience; obviously each profile is different. I do have a decent chunk money with Fidelity though and a fairly long relationship with them, not sure if that played any role in the approval? Not my biggest credit limit by any means, but for UsBank/Elan with how cheap they were on my cash rewards that i no longer have this is a start to mending our relationship. I am truely done until at least December. TU04 pulled I believe was 710. Also 5+ years paid CO's and old 120 day lates on file, so not clean. AAoA depending on CRA 4.2-6 years oldest account 26+ years old, 21 TU inquiries 12-14 in last 12 months.
Standard 14.x APR everyone gets
Congratulations!...Thanks For Sharing.
Are you Nixon reincarnated? Crazy apper!
In all seriousness, congrats! Do you know your APR? I've thought about this card but I don't have any money with them and have no cards managed by Elan,. Hmmm.
Congratulations on your approval.
@Anonymous wrote:Congrats to you! Nice SL!
Thanks
@Anonymous wrote:Congratulations to you!
Thanks!