Well last weekend when I got approved for the Amex BCE along with Cashforward I also put an application in for the Fidelity Visa. The next morning I got a HP against TU and found out yesterday it was approved and showed up on my online profile this morning. So I ended up closing another credit card yesterday as well due to this approval (ebates). Was debating on posting this approval, but wanted to let people know Elan/UsBank isn't really inquiry sensitive or new account sensitive as many has thought at least in my experience; obviously each profile is different. I do have a decent chunk money with Fidelity though and a fairly long relationship with them, not sure if that played any role in the approval? Not my biggest credit limit by any means, but for UsBank/Elan with how cheap they were on my cash rewards that i no longer have this is a start to mending our relationship. I am truely done until at least December. TU04 pulled I believe was 710. Also 5+ years paid CO's and old 120 day lates on file, so not clean. AAoA depending on CRA 4.2-6 years oldest account 26+ years old, 21 TU inquiries 12-14 in last 12 months.
Standard 14.x APR everyone gets
Congrats to you! Nice SL! 
@CreditCuriousity wrote:Well last weekend when I got approved for the Amex BCE along with Cashforward I also put an application in for the Fidelity Visa. The next morning I got a HP against TU and found out yesterday it was approved and showed up on my online profile this morning. So I ended up closing another credit card yesterday as well due to this approval (ebates). Was debating on posting this approval, but wanted to let people know Elan/UsBank isn't really inquiry sensitive or new account sensitive as many has thought at least in my experience; obviously each profile is different. I do have a decent chunk money with Fidelity though and a fairly long relationship with them, not sure if that played any role in the approval? Not my biggest credit limit by any means, but for UsBank/Elan with how cheap they were on my cash rewards that i no longer have this is a start to mending our relationship. I am truely done until at least December. TU04 pulled I believe was 710. Also 5+ years paid CO's and old 120 day lates on file, so not clean. AAoA depending on CRA 4.2-6 years oldest account 26+ years old, 21 TU inquiries 12-14 in last 12 months.
Standard 14.x APR everyone gets
Congratulations!...Thanks For Sharing.
@Anonymous wrote:Congrats to you! Nice SL!
Thanks