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Approved For Belk Credit Card

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Regular Contributor

Approved For Belk Credit Card

I was only approved for $500. Can I request a higher credit line. Transunion score was only 633 at the time of inquiry. Also, does anyone know how I can tell if I have a Mastercard or just a store card? Didn’t know their was a difference until I started reading online. I don’t have the card yet and I applied in store, so I don’t have anymore information to go off. Thanks for any help!!!
6 REPLIES 6
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New Contributor

Re: Approved For Belk Credit Card

The Belk® Rewards Mastercard® is accepted everywhere Mastercard is accepted. The Belk® Rewards Card is accepted only at Belk, either online or in store.

So which ever you got approved for, better credit will get you master card.


Message 2 of 7
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Epic Contributor

Re: Approved For Belk Credit Card

Grats!

popcorn eating emoticon.gif

Message 3 of 7
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Valued Contributor

Re: Approved For Belk Credit Card

CONGRATS  on your Belk Credit Card approval!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 4 of 7
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Valued Contributor

Re: Approved For Belk Credit Card

Congratulations on your approval!  Your card will grow over time. You probably have the store card as I believe you have to have at least a 700 FICO score for the MC from other posts I've read.  When mine was approved, it was $300 and is now $5500.  I use for the flex pay all the time. 

 

Guyatthebeach

Message 5 of 7
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Regular Contributor

Re: Approved For Belk Credit Card

Thank you for your response! What is flex pay, and how often can I ask for a cli?
Message 6 of 7
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Valued Contributor

Re: Approved For Belk Credit Card

Flex pay is plan where you get 90 days no interest to pay off purchases. I always wind up chargung a couple hundred everytime i'm in there, but I think the minimum purchase for flex pay $150.  I usually get an increase every 6 months, but it's a Synchrony account, you could hit the CLI button after your third statement.

 

Guyatthebeach

Message 7 of 7
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