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Approved - Luxury Card Titanium

tag
GrandBay
Frequent Contributor

Re: Approved - Luxury Card Titanium

Congrats @Ah-Chew228 on your score improvement & approvals!

I am unfamiliar w/Luxury Card but based on what I saw online they are geared towards travelers

Message 11 of 25
ChargedUp
Senior Contributor

Re: Approved - Luxury Card Titanium

Congrats on a nice SL from Barclays!

Message 12 of 25
Ah-Chew228
New Contributor

Re: Approved - Luxury Card Titanium

Benefits not as great as competitors' cards, but I hope to use some of the travel perks next.

Message 13 of 25
CreditAggie
Community Leader
Super Contributor

Re: Approved - Luxury Card Titanium

Congratulations on your Luxury Card Titanium approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 14 of 25
Sub16610
Established Contributor

Re: Approved - Luxury Card Titanium

Congrats on your approval and great bump in scores!

Message 15 of 25
CYBERSAM
Senior Contributor

Re: Approved - Luxury Card Titanium

Congrats on your approval!







                
Message 16 of 25
Total80sKid
Senior Contributor

Re: Approved - Luxury Card Titanium

Congrats on your Luxury Card approval 👍🏼

Message 17 of 25
Anonymous
Not applicable

Re: Approved - Luxury Card Titanium

I have this card for several years now. The annual fee is $195 and you only get 1% back on everything. The rewards are just really low. I keep this card as it is my highest credit line. If not for that I would close it.

That is great that you where approved. Barclays is not the easiest to get a card from these days from what I read on this site

Thanks

Mark

Message 18 of 25
coldfusion
Community Leader
Mega Contributor

Re: Approved - Luxury Card Titanium


@Anonymous wrote:

I have this card for several years now. The annual fee is $195 and you only get 1% back on everything. The rewards are just really low. I keep this card as it is my highest credit line. If not for that I would close it.

That is great that you where approved. Barclays is not the easiest to get a card from these days from what I read on this site

Thanks

Mark


They aren't.    I think it was just about 2 years ago they cherrypicked those cardholders they wanted to retain and sold off a bunch of accounts across multiple card types, including some Arrival+ cardholders, in the near-prime to prime range.  Those cardholders were issued Mercury Mastercards.

 

They've always tended to be a bit of an eccentric issuer and haven't shown recent signs of having changed. 

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 19 of 25
Ah-Chew228
New Contributor

Re: Approved - Luxury Card Titanium

They gave me a 10k SL, so I'll hold on to the card. May decide to cancel in a couple of years. 

Message 20 of 25
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