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Approved NFCU Platinum cli

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SUPERSQUID
Valued Contributor

Approved NFCU Platinum cli

I got this navy platinum as my 2nd card back in april with a 1k sl.

I asked for an 8k cli but was raised to 3k.

My internal navy score is 297

my ficos are 670's - 680's

36k income

retired

more than 20 inqs

16 pct overall utility total on all my cards

DTI is 9 pct

My cash rewards is 7 months old, sl was 3700, now its 9700.

{ BK7 DC 12/2019 } target 2100/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 1 of 19
18 REPLIES 18
SUPERSQUID
Valued Contributor

Re: Approved NFCU Platinum cli

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{ BK7 DC 12/2019 } target 2100/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 2 of 19
babygirl1256
Senior Contributor

Re: Approved NFCU Platinum cli

Congrats on your NFCU Platinum CLI . . . you are doing awesome this year . . . keep it up!!! Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 3 of 19
SUPERSQUID
Valued Contributor

Re: Approved NFCU Platinum cli


@babygirl1256 wrote:

Congrats on your NFCU Platinum CLI . . . you are doing awesome this year . . . keep it up!!! Smiley Wink


Thank you,

I am so glad i found this forum when i started rebuilding,. Before that i never heard of navy federal and knew nothing about credit unions.

{ BK7 DC 12/2019 } target 2100/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 4 of 19
blindambition
Senior Contributor

Re: Approved NFCU Platinum cli

Congrats on your Navy CLI!!! Be patient, it will.continue to grow!!! The $3k was still a nice bump!! 👍🏻 

Message 5 of 19
KingRue8500
Senior Contributor

Re: Approved NFCU Platinum cli

Congrats on your NFCU Platinum CLI




Message 6 of 19
CreditAggie
Community Leader
Super Contributor

Re: Approved NFCU Platinum cli

Congratulations on your NFCU Platinum CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (June 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 19
Elpadrino1
Valued Contributor

Re: Approved NFCU Platinum cli

Congratulations on your CLI!!

Message 8 of 19
cashorcharge
Community Leader
Super Contributor

Re: Approved NFCU Platinum cli

WooHoo!! Congratulations on your NFCU Approval!!👏🏼🍾🥂

Message 9 of 19
PapaTunde
Established Contributor

Re: Approved NFCU Platinum cli

Congrats on your Navy love

All Fico9 835+ or there abouts

These violent delights have violent ends
Message 10 of 19
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