I got this navy platinum as my 2nd card back in april with a 1k sl.
I asked for an 8k cli but was raised to 3k.
My internal navy score is 297
my ficos are 670's - 680's
36k income
retired
more than 20 inqs
16 pct overall utility total on all my cards
DTI is 9 pct
My cash rewards is 7 months old, sl was 3700, now its 9700.
{ BK7 DC 12/2019 } target 1300/ kohls 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS 5000/ cap 1 savor one 3100 /comenity rewards mc 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 15700/bread cashback amex 8000
>/ nfcu platinum 9k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 39k
Total utilization 11 - 14 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 90k
Retired since 2017
