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Approved PenFed!

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morgacj2004
Valued Contributor

Approved PenFed!

Approved for the PenFed Platinum Reward Visa 5k at 15.99%.!  Should I call to ask for CLI. First card with these guys.  


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 1 of 12
11 REPLIES 11
CreditMagic7
Mega Contributor

Re: Approved PenFed!

Congratulations on your new PenFed Approval!!

 

Check out baller4life's PenFed post in Applications Forums for more details with that. Smiley Wink

Message 2 of 12
pizza1
Community Leader
Super Contributor

Re: Approved PenFed!

nice job! congrats on the approvall! They are my target next year sometimeSmiley Wink
Message 3 of 12
Anonymous
Not applicable

Re: Approved PenFed!

Congratulations on your approval!  Enjoy your card!  Smiley Happy

Message 4 of 12
Anonymous
Not applicable

Re: Approved PenFed!

Congrats! Welcome to PF
Message 5 of 12
alextercero
Super Contributor

Re: Approved PenFed!

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (March 2024)


Credit Age:

Inquiries:

Message 6 of 12
Anonymous
Not applicable

Re: Approved PenFed!


@morgacj2004 wrote:

Approved for the PenFed Platinum Reward Visa 5k at 15.99%.!  Should I call to ask for CLI. First card with these guys.  


congrats! You can call and ask for a supervisor if you think you could get a CLI already. PenFed seems to be really good about member treatment. On the other hand, you did only receive the minimum limit for a Visa Sig from them and not the best APR so you might be kind of borderline as is.

 

My advice would be not to rock the boat just yet.

Message 7 of 12
morgacj2004
Valued Contributor

Re: Approved PenFed!

I called they said to wait 60-90 days and call back with a request. Stated that if they see good usage during that time they will increase CL.  Also will not cost me another HP.


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 8 of 12
CreditMagic7
Mega Contributor

Re: Approved PenFed!


@morgacj2004 wrote:

I called they said to wait 60-90 days and call back with a request. Stated that if they see good usage during that time they will increase CL.  Also will not cost me another HP.


Thanks for sharing the results from that call morgacj2004.

 

Saved me the trouble of wasting the time only to be told the same. I also only approved for $5K.

 

Another CU just smoked them big time today so if PenFed wants us to wait so be it.

Message 9 of 12
Anonymous
Not applicable

Re: Approved PenFed!

Nice, congrats on the approval !!!

Message 10 of 12
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