Approved SPG Luxury card

Anonymous · ‎08-23-2018

Me and my DW have a big spend coming up so we figured why not apply to recoup some of our needed spend.

I was approved for 3100
She was approved 4900

Smallish limits but they will do their job to hit the spend for the Combined 200k points SUB.

Well, finally hit our 5 revolver 🧢 with Amex.

K-in-Boston · ‎08-23-2018

Congrats on both approvals! 5 card limit is YMMV, BTW.

Cred4All · ‎08-23-2018

Congrats ont he approvals!

Anonymous · ‎08-23-2018

I hope the 5 card limit is YMMV. I really want the BLue Business to complete my Amex trifecta sometime next year. Didn’t want to apply now since I just started my side hustle and just got my business gold.

19eighty5 · ‎08-23-2018

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Anonymous · ‎08-23-2018

Congrats to both of you! Enjoy the 200k sub!

Anonymous · ‎08-23-2018

Congrats on the approval!

Gokuva · ‎08-23-2018

Congrats & have fun with the 200,000!

American Express Blue Cash Preferred - $1,000 - 26.24% APR

Chase Sapphire Preferred $21,000 @ 18.24% APR

Chase Freedom Unlimited - $2,300 - 25.99% APR

Wells Fargo Platinum - $9,000 @ 15.74% APR

Anonymous · ‎08-24-2018

@Anonymous wrote:
Me and my DW have a big spend coming up so we figured why not apply to recoup some of our needed spend.

I was approved for 3100
She was approved 4900

Smallish limits but they will do their job to hit the spend for the Combined 200k points SUB.

Well, finally hit our 5 revolver 🧢 with Amex.

Super Congrats on your dual SPG Luxury Card approvals!

I didn't see any data points in your original post.

Would you mind sharing the file(s) pulled, approving

FICO scores, AAoA, etc? Congrats again on your

success. Enjoy the 200k points sub!!!

Anonymous · ‎08-24-2018

Data points:

Me:
Income 255K
Experian Fico 682
AAoA 1yr 3 months
Utilization 0% except $5 on one card
Inquiries: 10

Hers:
Income 50K
Experian 720’s
AAoA: not sure but above 5yrs
Utilization: Same
Inquiries: 5

I’m pretty sure our income is only reason I was approved so quick for so many cards