As the title states, i applied for the card two weeks ago online and wasnt approved or denied automatically. This was the email i received just after applying "We have received your request for a Chase credit card. We'll let you know our decision as soon as possible. Thank you for choosing Chase."
Unfortunately nothing in terms of a time frame was mentioned. Until, i called the automated application stastus hotline and it gave me the 30 day message.....everyday now for two weeks and it hasn't changed. I tried viewing the application status on chase's website and it says "No Application Activity". The reason why im concerned is because I already applied for it back in feburary 2018 and was given the same 30 day message . The only difference was i called the bank and they told me it was denied for lack of credit history and a high balance. At the time I was still under my brothers AU account with Amex and he was carrying a 6k balance (closed that account). I just got my first credit card with amex (blue cash everyday 5k CL) in november 2017. So the credit history was still extremely thin. I then opened my second credit card account with capitol one (platinum 1k CL) in August 2018 to help strengthen my credit foundation. I am currently at 726 Exp, 726TU and 720EQ with 1yr and 1 month credit history on oldest account. No late payments, no baddies..etc, just 3 hard pulls on each bureau.
What do you guys think is going on? I've never heard anyone in anyone forums or youtube videos say they had to wait more than a week and a half for a change in time (2 week or 7-10 day) or a result. Should I just wait it out or should I just call recon? Anyone have a similar experience?
