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Approved Truist Enjoy Cash - $4500 SL

tag
CreditCharmer
Regular Contributor

Re: Approved Truist Enjoy Cash - $4500 SL

Congratulations 🎉 

Credit is a lot like a Reputation....It takes 20 years to build it and five minutes to ruin it. If you think about that, and you will do things differently.









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Message 11 of 16
bigseegar
Established Contributor

Re: Approved Truist Enjoy Cash - $4500 SL

Seems that for the majority of folks that $4,500 is a pretty standard SL. Tough that it was a HP though as in the past it has been SP approvals.

Message 12 of 16
M_Smart007
Legendary Contributor

Re: Approved Truist Enjoy Cash - $4500 SL

Congrats on the Truist Approval.

Message 13 of 16
Laredo
Contributor

Re: Approved Truist Enjoy Cash - $4500 SL

Congratulations on the approval

(Ch13 Discharged 07/22) Current Cards: American Express Gold: NPSL | American Express Blue Cash Everyday: $15,000 | American Express Delta SkyMiles Platinum: $1,700 | Navy Federal Credit Union Cash Rewards: $10,000 | Dover Federal Credit Union Cash Back: $10,000 | Penfed Cash Rewards: $7,500 | Truist Enjoy Cash: $5,500 | Truist Enjoy Travel: $5,500 | Truist Future: $3,500 | Bread American Express Cash Back $8,500 | Discover it $12,000 | USAA Rewards Amex $12,000 | Kohl’s $800 | Care Credit $7,000 | Lowes $3,000 | Amazon Store Card $1,500 | Jared $5,000
Total Revolving Credit: $108,500
Closed Rebuild Cards: Ollo Platinum: $3,900 | Ollo Rewards: $3,000 | Mercury $3,000 | Surge Card $1,000
Message 14 of 16
Bk2006
Established Member

Re: Approved Truist Enjoy Cash - $4500 SL

Just wanted to share a bit more of my experience with Truist... still not the smoothest process!

 

Received the card in the mail Wednesday. Went to truist.com/activate, tried 3 times and the web site would not accept my information. Then I called the 800 number on the mailer and the automated system was able to verify me & activate the card. Used it for a couple of small purchases (gas station & grocery store) and had no problems.

 

However, the biggest headache so far has been setting up online banking. I have no other Truist accounts so the web site would still not recognize my information when I tried to sign up for online banking (even though "credit card number" is an option available to set up online banking for a first-time user). So I called the main Truist customer service number this morning. Got connected to a call center in the Philippines. Agent I spoke to was very courteous and diligent but there was VERY loud background noise (her coworkers must have been throwing a party!) She said she would text me a code to read back to her. The text never came. Turns out the phone number linked to my social security number was a landline I last had 20 years ago when I was in college and had a BB&T checking account! After about 15 minutes of back and forth, she was able to get my phone number changed to my current cell phone number and I received a call (still no text) with the code. I am finally able to log in to truist.com, change my password, but the address still shows my college apartment where I last lived in 2004. Can't change my address online so perhaps I'll just go into a branch - there are two within walking distance of my house. Not impressed with the IT side of things at Truist so far as a new customer!

12/2022 TU 704 - EX 697 - EQ 705
Current Cards: PSECU $20,000 - NFCU Cash Rewards MC $21,900 - Chase Southwest $15,000 - Discover It $10,000 - Citi AAdvantage Platinum $9,500 - Apple Card $6,000 - PenFed Promise $5,000 - Truist Enjoy Cash $4,500 - Comenity Bread Cashback Amex $3,500 - BoA Customized Cash Rewards $2,800 - UVA Credit Union Visa Classic $1,600
Message 15 of 16
UH_HUH
Valued Contributor

Re: Approved Truist Enjoy Cash - $4500 SL

Trust is solid, congrats on the new card 

Cheers

Message 16 of 16
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