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Approved Walmart cc

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Contributor

Approved Walmart cc

Just approved today for 400 sl . 11 month post BK 7 inlcuded them in it. should I ask for increase
Message 1 of 7
6 REPLIES 6
Valued Contributor

Re: Approved Walmart cc

Congratulations on your approval, I'd personally wait and let it age 4 to 6 months before trying for a cli especially being so close to post bk. Others may have differing opinions but that's just my. 02.Dv


     $500         $1,000        $1,300        $1,500        $1,850         $3,400        $3,500                            $9,500        $1,000
Message 2 of 7
Established Member

Re: Approved Walmart cc

Yep, wait four months and the door will open. I was approved with just a $200 SL in June. Reading about Credit Solutions calls here, I tried for an increase right away and was denied. Tried the button twice in the next couple of months after each statement cut, and still nope. The day the 4th statement cut, I hit the button and it went to $650. A few days later I called C.S. and ask for $3K and it was immediately approved. 

Message 3 of 7
Super Contributor

Re: Approved Walmart cc

I wait not ask for a CLI and just use often, PIF and see what happens in the 6 month to year timeframe.  Unless you really need a CLI, IMHO it's just not worth the INQ.  Save those INQs for other CCs down the road.

11/22/2019: FICO 847 EQ 846 TU 850 EX
Message 4 of 7
Community Leader
Mega Contributor

Re: Approved Walmart cc

Congrats, good advice given. Id wait , use and you might see some auto at first. Might try in 6 months to see what they say, it wont be a hp but just be cautious coming out of bk.
#ChaseCreditCardHobby Enthusiast
2022
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Message 5 of 7
Frequent Contributor

Re: Approved Walmart cc

I've has mine for 3.5 months and went from 200 to 5k this week. Wait about 3-4 months with good history on the card. Even if its little. Then give it a go. For now they won't give u an increase. Account too new. 

Fico 08 TU 680 EQ 682 EX 680 (4/05/18)
Fico 08 TU 668 EQ 656 EX 671 (1/13/18)
FICO 08 TU 533 EQ 512 EX 522 (2/6/17)
1 collection charge off paid April '17 ($500 GTE FCU) went over 120+ days late on it account closed. PIF to CA

NFCU Cash Rewards-$2800 (1/13/18), USAA Classic Platinum Visa-$1000 (1/13/18), Discover IT-$10,000! (1/13/18), AMEX BCE-$1000 (1/13/18), AMEX Blue Delta SkyMiles-$1000 (1/13/18), Care Credit-$7500(1/13/18), Cap1 Platinum Preferred-$1500 (1/15/18), Wal-Mart $5000 as of Nov '17 (SL $200 July '17), Dillards $1000 July '17, Several rebuilder cards closed not listed
Message 6 of 7
Contributor

Re: Approved Walmart cc

K thanks
Message 7 of 7
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