Approved amex bcp

Anonymous · ‎02-13-2017

I applied for amex bcp and was accepted. SL was 15k, my highest cl of any of my cards. I've been reading about the 61 day 3x cli, I highly doubt amex would give me a 45k cl. What do yall think?

JustBPatient · ‎02-13-2017

First off congrats and depending on usage and income, 45k is not out of the question. The general consensus around here is 35k+ can result in them wanting payroll info but its on a case by case basis. Good luck!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745

Anonymous · ‎02-13-2017

That's a nice SL from Amex. I started with $1K but Amex takes care of you within the first year. I love my BCP too so congrats!

Anonymous · ‎02-13-2017

Thanks, In less than a month I've used about half of my cl. Plan to pay it all off when due. As far as income, im at 160k annual.

Anonymous · ‎02-13-2017

With your income and good use over the next 61 days your probably a shoe in for 3x
Amex is big on dti,so if its not to high your probably good.

Anonymous · ‎02-13-2017

Thanks for the info!

Anonymous · ‎02-13-2017

@Anonymous wrote:
I applied for amex bcp and was accepted. SL was 15k, my highest cl of any of my cards. I've been reading about the 61 day 3x cli, I highly doubt amex would give me a 45k cl. What do yall think?

Super awesome starting limit..Congrats!! As others have stated usage and income will play a big part in hopes of the 45k. Good Luck to you!!