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Approved for 2nd DISCOVER card with 12k limit

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GirlMelanie89
Established Contributor

Approved for 2nd DISCOVER card with 12k limit

The subject line says it all and I am literally in shock! I have a current Discover It card that had a $1600 starting limit, then they lowered my limit to $800 (for high usage on other cards a year ago) and now it's sitting at $1700. I checked their prequal site and it came back saying I was preapproved for two of their cards. I apped and got the 5-7 day message so I thought for sure it was a denial. Well today, I decided to check the status of my app and it says I am approved with a 12k starting limit! I am over the moon happy and will go to the garden to celebrate. Approved for my first AMEX a couple of days ago and now my 2nd Discover card! Happy Tuesday yall! Smiley Happy 

Bankruptcy discharged: May 2014 Starting Score: 571 Goal Score: 700
Current Score: 676 (EQ FICO) 674 (EX FICO) 662 (TU FICO)

Mortgage Loan Originator in Kentucky
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Approved for 2nd DISCOVER card with 12k limit

Yeehaw!! Awesomeness! Congratulations!

Message 2 of 12
Marz2002
Senior Contributor

Re: Approved for 2nd DISCOVER card with 12k limit

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATULATIONS on your 2nd Disco approval and the EXTRAORDINARY SL!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 3 of 12
Anonymous
Not applicable

Re: Approved for 2nd DISCOVER card with 12k limit

Awesome SL from the ole disco machine! Congrats!
Message 4 of 12
CreditInspired
Community Leader
Super Contributor

Re: Approved for 2nd DISCOVER card with 12k limit

Very nice approval OP and huge SL. Congratulations. 


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 5 of 12
Anonymous
Not applicable

Re: Approved for 2nd DISCOVER card with 12k limit

Congrats on your 2nd Disco and very nice SL !!!!]

 

 

 

 

 

 

Message 6 of 12
simplynoir
Community Leader
Mega Contributor

Re: Approved for 2nd DISCOVER card with 12k limit

Congrats on your second Disco card

Message 7 of 12
GirlMelanie89
Established Contributor

Re: Approved for 2nd DISCOVER card with 12k limit

Thank you all sooooo much!!! I’m so excited!!!
Bankruptcy discharged: May 2014 Starting Score: 571 Goal Score: 700
Current Score: 676 (EQ FICO) 674 (EX FICO) 662 (TU FICO)

Mortgage Loan Originator in Kentucky
Message 8 of 12
Hockeypnc1
Established Contributor

Re: Approved for 2nd DISCOVER card with 12k limit

How long have you had your first Discover card?

Do you carry a balance on it at all month to month?

Message 9 of 12
xaximus
Valued Contributor

Re: Approved for 2nd DISCOVER card with 12k limit

Congrats on the approval! I would recommend combining both cards and keeping the new one. This way, you can utilize the CB match for the whole year and not have to deal with 2 cards. Just my 2 cents.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 10 of 12
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