Approved for 2nd Discover IT - after CLI denial on the first

[tbque]

Congrats on the second Disco and SL!

[Anonymous]

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@Anonymous wrote:

Never ceases to amaze me with CC approvals and denials. 

Got approved for a 2nd Disco IT card w/ an 11,100  SL. o% for 18 months (didn't catch how much afterward). Got denied for CLI on the 1st Disco IT, and thought why not see if I'm prequal'd for any Disco offers.  Largest SL and CL I've ever had!  Balance transferred 2k from a Macy's card with high interest to get that paid off quicker. 

1st Disco IT has CL of 3,900, with about 50% utilization, and its been open about 12 months. 

They pulled EX - but I'm not sure on FICO8 through EX. TU Fico 8 is 719. Overall CC util is about  42% and $48,450 in total CC CL's. 

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When I first read the subject line I thought to myself.. Why would you even want to do that!? You're lowering your AAoA by opening a new account...

Until I saw the SL vs 1st Disco card...

Glad you went for it! Congrats on that SL! Gotta love Disco and their tactics *insert eye rolling emoji here*

[M_Smart007]

Congrats!!! , I have been there, got the "T" shirt

[Anonymous]

Congrats

[Anonymous]

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@M_Smart007 wrote:

Congrats!!! , I have been there, got the "T" shirt

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T shirt??? I didn't get a T shirt! Where do I get said T shirt???

[M_Smart007]

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@Anonymous wrote:

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@M_Smart007 wrote:

Congrats!!! , I have been there, got the "T" shirt

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T shirt??? I didn't get a T shirt! Where do I get said T shirt???

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I Think @AJC sells Them

[joltdude]

Having dinner otherwise id cut and paste about ABS *again*... Basically the short version.. This doesn't make sense to a lot of us but it does make sense once you realize the risk "bucket" your in is basically tapped out.. but now your eligible for a higher level (lower risk) bucket.. (hence a high new card and requisite CLI)   JUST LIKE CAP ONE....

-J

[HighAchiever]

Congrats on the approval! I am hoping to do that in about 9-10 months... I want to get the 10% (5% reward - 5% annual match reward) again!!!