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Approved for AMEX 100k but no ding on credit?

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CBartowski
Frequent Contributor

Approved for AMEX 100k but no ding on credit?

So I got approved a few days ago for the amex plat 100k maybe 4 or 5 days ago and I havent gotten a notification from Lifelock or anything about a credit inq. 

 

Im already an AMEX customer, opened Gold in Nov, is this normal for Amex?

CARDS:
AMEX CS Plat | NSL -- Chase Freedom Flex | $19,000
AMEX Gold | NSL -- Citi Double Cash | $10,000
AMEX HH NAF | $1,000 -- Uber Visa | $5,000
CSR | $29,000 -- USAA Plat | $8,000
USAA AMEX | $23,000 -- MB Boundless | $11,900 -- CFU | $3,600 -- PenFed Pathfinder | $10,000 -- MS Plat | NSL

BANKS:
NFCU | USAA | PenFed | Schwab Bank | First Bank | Chase
Message 1 of 17
16 REPLIES 16
simplynoir
Community Leader
Mega Contributor

Re: Approved for AMEX 100k but no ding on credit?


@CBartowski wrote:

So I got approved a few days ago for the amex plat 100k maybe 4 or 5 days ago and I havent gotten a notification from Lifelock or anything about a credit inq. 

 

Im already an AMEX customer, opened Gold in Nov, is this normal for Amex?


First off congrats on your new Plat card. As for your question yes it is normal. Most of the time when already an AMEX customer they'll perform a SP for appplications.

Message 2 of 17
Anonymous
Not applicable

Re: Approved for AMEX 100k but no ding on credit?

Congrats on your 100k Amex Platinum approval! That what I love about Amex. Mostly SP once you are a member. Smiley Very Happy

Message 3 of 17
Anonymous
Not applicable

Re: Approved for AMEX 100k but no ding on credit?

Congrats on that AMEX approval and echoing what was already said that it is normal. 

Message 4 of 17
Anonymous
Not applicable

Re: Approved for AMEX 100k but no ding on credit?

Congrats on your approval! 😊
Message 5 of 17
Remedios
Credit Mentor

Re: Approved for AMEX 100k but no ding on credit?

Congrats on your approval

Message 6 of 17
Anonymous
Not applicable

Re: Approved for AMEX 100k but no ding on credit?

Congrats on your new platinum!! Always nice to get an approval with a sp!!
Message 7 of 17
pinkandgrey
Senior Contributor

Re: Approved for AMEX 100k but no ding on credit?

Congrats on a spectactular approval. Yes, getting new cards for only a SP is pretty normal for Amex customers. 

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 8 of 17
calyx
Super Contributor

Re: Approved for AMEX 100k but no ding on credit?

Congrats on the new plat!

(and yes as everyone else has said - SP likely because you're an existing customer)

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 9 of 17
drboxing
Established Contributor

Re: Approved for AMEX 100k but no ding on credit?

congrats on your $100K approval, that's real nice




Message 10 of 17
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