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Approved for AMEX 100k but no ding on credit?

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Regular Contributor

Approved for AMEX 100k but no ding on credit?

So I got approved a few days ago for the amex plat 100k maybe 4 or 5 days ago and I havent gotten a notification from Lifelock or anything about a credit inq. 

 

Im already an AMEX customer, opened Gold in Nov, is this normal for Amex?




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TOTAL: $128k | EX: 808 TU: 810 | 28 yo
Message 1 of 17
16 REPLIES 16
Community Leader
Super Contributor

Re: Approved for AMEX 100k but no ding on credit?


@Patriot36 wrote:

So I got approved a few days ago for the amex plat 100k maybe 4 or 5 days ago and I havent gotten a notification from Lifelock or anything about a credit inq. 

 

Im already an AMEX customer, opened Gold in Nov, is this normal for Amex?


First off congrats on your new Plat card. As for your question yes it is normal. Most of the time when already an AMEX customer they'll perform a SP for appplications.

FICO 08 Scores (Mar-19): TU 808, EQ 795, EX 787

Message 2 of 17
Valued Contributor

Re: Approved for AMEX 100k but no ding on credit?

Congrats on your 100k Amex Platinum approval! That what I love about Amex. Mostly SP once you are a member. Smiley Very Happy






Message 3 of 17
Established Contributor

Re: Approved for AMEX 100k but no ding on credit?

Congrats on that AMEX approval and echoing what was already said that it is normal. 

Message 4 of 17
Regular Contributor

Re: Approved for AMEX 100k but no ding on credit?

Congrats on your approval! 😊
Message 5 of 17
Community Leader
Super Contributor

Re: Approved for AMEX 100k but no ding on credit?

Congrats on your approval

EX 753 EQ 769 TU 755
Message 6 of 17
Frequent Contributor

Re: Approved for AMEX 100k but no ding on credit?

Congrats on your new platinum!! Always nice to get an approval with a sp!!
Message 7 of 17
Community Leader
Valued Contributor

Re: Approved for AMEX 100k but no ding on credit?

Congrats on a spectactular approval. Yes, getting new cards for only a SP is pretty normal for Amex customers. 

Discover It: 18.7k
Amex BCE: 18k
Citi DC: 4.7k
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Once you go Berner, you never go back.
Message 8 of 17
Valued Contributor

Re: Approved for AMEX 100k but no ding on credit?

Congrats on the new plat!

(and yes as everyone else has said - SP likely because you're an existing customer)




Garden goal: Completely clean reports and a gold spade (which, at my current rate, is never going to happen...)
Message 9 of 17
Established Contributor

Re: Approved for AMEX 100k but no ding on credit?

congrats on your $100K approval, that's real nice
Message 10 of 17