Approved for Amex BCE - myFICO® Forums - 5419510

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Well guys finally i decided to apply for BCE. It was not instantly appplied, had to send a bank letter. and it took about 2 weeks but yesterday got the approved email. Since it took so long ref num was expired so had to call and verify. The operator notified me i had been approved for a 4k SL. Definetly more than what i imagined considering my low income

Some Data points:

They pulled experien had 2 inquiries

Experian score before app: 740

Have a discover student credit card(opened in july) with a 1,250 cl and 3 student loans.

Reported Income: 18,500

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7 REPLIES 7

Congrats on your approval!

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Congrats

Message 3 of 8

Nicely done, Fer. Congratulations!

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Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

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Congrats after the wait!!

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

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Congratulations! 👏🏾

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Welcome to the AMEX family.
Fer212010: Member Since 2018

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