cancel
Showing results for 
Search instead for 
Did you mean: 

Approved for Amex ED with small SL and no 10000 points!

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Regular Contributor

Approved for Amex ED with small SL and no 10000 points!

Can I call Amex and ask why I wasn't offered 10K points with my approval? Or did I mess up by applying too early?

11 REPLIES 11
Senior Contributor

Re: Approved for Amex ED with small SL and no 10000 points!

What is your starting limit?  $500?  Did you get an email from Ame specifying certain conditions you need to satisfy to get a credit line increase?

 


@dhi wrote:

Can I call Amex and ask why I wasn't offered 10K points with my approval? Or did I mess up by applying too early?


 





Message 2 of 12
Regular Contributor

Re: Approved for Amex ED with small SL and no 10000 points!


@MaizeandBlue wrote:

What is your starting limit?  $500?  Did you get an email from Ame specifying certain conditions you need to satisfy to get a credit line increase?

 


@dhi wrote:

Can I call Amex and ask why I wasn't offered 10K points with my approval? Or did I mess up by applying too early?


 


My SL is 1K and nope. where can i check if I have 10K points offer incase if its default and I missed it

Message 3 of 12
Senior Contributor

Re: Approved for Amex ED with small SL and no 10000 points!

Congrats on approval and welcome to AMex family

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 12
Frequent Contributor

Re: Approved for Amex ED with small SL and no 10000 points!

Have you received your card yet? You have to spend $1000 within 90 days to get the 10k points.
My SL is also low which is weird and once I getting the card I will ask for CLI. I spoke with a rep about the situation and he asked me to call back once I received an actual physical card.


Starting Score: (Nov 13) EQ 650, EXP 750, TU 750
Score: (Aug 2, 2014) EQ 722, EXP 780, TU 777
Score: (Aug 11, 2014) EQ 781, EXP 784, TU 779
Score(Nov 22, 2014) EQ 814, EXP N/A, TU 781
Score(Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Score(Mar 10, 2018) EQ 736, EXP 740, TU 724
Score(Apr 7, 2018) EQ 752, TU 750, EXP 753
Score(Jun 14, 2018) EQ 784, TU 771, EX:777
Score(Feb 20, 2019) EQ , TU 713 , EX:
Goal Score: EQ 800, EXP 800, TU 800 | Take the myFICO Fitness Challenge



Message 5 of 12
Community Leader
Super Contributor

Re: Approved for Amex ED with small SL and no 10000 points!

Did you get the counter offer page stating they could approve you, but with different terms? ( you would of had to accept the terms to continue). If so, then, no you won't get the bonus points.

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 6 of 12
Regular Contributor

Re: Approved for Amex ED with small SL and no 10000 points!


@pizza1 wrote:
Did you get the counter offer page stating they could approve you, but with different terms? ( you would of had to accept the terms to continue). If so, then, no you won't get the bonus points.

I still have not received the card. It is in the mail should be arriving soon. What is counter offer page? TBH I did not look thru the terms when applying.

Message 7 of 12
Frequent Contributor

Re: Approved for Amex ED with small SL and no 10000 points!

The easiest way to confirm is to call them. They should be able to help you. Did you check the confirmation on the e-mail?



Starting Score: (Nov 13) EQ 650, EXP 750, TU 750
Score: (Aug 2, 2014) EQ 722, EXP 780, TU 777
Score: (Aug 11, 2014) EQ 781, EXP 784, TU 779
Score(Nov 22, 2014) EQ 814, EXP N/A, TU 781
Score(Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Score(Mar 10, 2018) EQ 736, EXP 740, TU 724
Score(Apr 7, 2018) EQ 752, TU 750, EXP 753
Score(Jun 14, 2018) EQ 784, TU 771, EX:777
Score(Feb 20, 2019) EQ , TU 713 , EX:
Goal Score: EQ 800, EXP 800, TU 800 | Take the myFICO Fitness Challenge



Message 8 of 12
Regular Contributor

Re: Approved for Amex ED with small SL and no 10000 points!


@benreily wrote:

The easiest way to confirm is to call them. They should be able to help you. Did you check the confirmation on the e-mail?


I just got two emails from them so far, 1) Auto email mentioning Application ID, 2) Congratulations you card is in Mail and should get to you in 5-7 BD

Message 9 of 12
Frequent Contributor

Re: Approved for Amex ED with small SL and no 10000 points!

Call them to confirm and spend $1000 on the card within 3 months to get 10k.


Starting Score: (Nov 13) EQ 650, EXP 750, TU 750
Score: (Aug 2, 2014) EQ 722, EXP 780, TU 777
Score: (Aug 11, 2014) EQ 781, EXP 784, TU 779
Score(Nov 22, 2014) EQ 814, EXP N/A, TU 781
Score(Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Score(Mar 10, 2018) EQ 736, EXP 740, TU 724
Score(Apr 7, 2018) EQ 752, TU 750, EXP 753
Score(Jun 14, 2018) EQ 784, TU 771, EX:777
Score(Feb 20, 2019) EQ , TU 713 , EX:
Goal Score: EQ 800, EXP 800, TU 800 | Take the myFICO Fitness Challenge



Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.