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Approved for Amex ED with small SL and no 10000 points!

dhi
Regular Contributor

Approved for Amex ED with small SL and no 10000 points!

Can I call Amex and ask why I wasn't offered 10K points with my approval? Or did I mess up by applying too early?

11 REPLIES 11
MaizeandBlue
Senior Contributor

Re: Approved for Amex ED with small SL and no 10000 points!

What is your starting limit?  $500?  Did you get an email from Ame specifying certain conditions you need to satisfy to get a credit line increase?

 


@dhi wrote:

Can I call Amex and ask why I wasn't offered 10K points with my approval? Or did I mess up by applying too early?


 





Message 2 of 12
dhi
Regular Contributor

Re: Approved for Amex ED with small SL and no 10000 points!


@MaizeandBlue wrote:

What is your starting limit?  $500?  Did you get an email from Ame specifying certain conditions you need to satisfy to get a credit line increase?

 


@dhi wrote:

Can I call Amex and ask why I wasn't offered 10K points with my approval? Or did I mess up by applying too early?


 


My SL is 1K and nope. where can i check if I have 10K points offer incase if its default and I missed it

Message 3 of 12
VoltronM
Senior Contributor

Re: Approved for Amex ED with small SL and no 10000 points!

Congrats on approval and welcome to AMex family

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 12
benreily
Established Contributor

Re: Approved for Amex ED with small SL and no 10000 points!

Have you received your card yet? You have to spend $1000 within 90 days to get the 10k points.
My SL is also low which is weird and once I getting the card I will ask for CLI. I spoke with a rep about the situation and he asked me to call back once I received an actual physical card.
Starting Score: (Nov 2013) EQ 650, EXP 750, TU 750 | Score: (Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Recent(Apr 13th,2022) EQ Fico 8 -, Fico 9 817 | TU Fico 8 823, Fico 9 - | EX Fico 8 791, Fico 9 - | AoOA 20 years, 0 months, AAoA 6 years, 7 months
Message 5 of 12
pizza1
Community Leader
Super Contributor

Re: Approved for Amex ED with small SL and no 10000 points!

Did you get the counter offer page stating they could approve you, but with different terms? ( you would of had to accept the terms to continue). If so, then, no you won't get the bonus points.
Message 6 of 12
dhi
Regular Contributor

Re: Approved for Amex ED with small SL and no 10000 points!


@pizza1 wrote:
Did you get the counter offer page stating they could approve you, but with different terms? ( you would of had to accept the terms to continue). If so, then, no you won't get the bonus points.

I still have not received the card. It is in the mail should be arriving soon. What is counter offer page? TBH I did not look thru the terms when applying.

Message 7 of 12
benreily
Established Contributor

Re: Approved for Amex ED with small SL and no 10000 points!

The easiest way to confirm is to call them. They should be able to help you. Did you check the confirmation on the e-mail?

Starting Score: (Nov 2013) EQ 650, EXP 750, TU 750 | Score: (Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Recent(Apr 13th,2022) EQ Fico 8 -, Fico 9 817 | TU Fico 8 823, Fico 9 - | EX Fico 8 791, Fico 9 - | AoOA 20 years, 0 months, AAoA 6 years, 7 months
Message 8 of 12
dhi
Regular Contributor

Re: Approved for Amex ED with small SL and no 10000 points!


@benreily wrote:

The easiest way to confirm is to call them. They should be able to help you. Did you check the confirmation on the e-mail?


I just got two emails from them so far, 1) Auto email mentioning Application ID, 2) Congratulations you card is in Mail and should get to you in 5-7 BD

Message 9 of 12
benreily
Established Contributor

Re: Approved for Amex ED with small SL and no 10000 points!

Call them to confirm and spend $1000 on the card within 3 months to get 10k.
Starting Score: (Nov 2013) EQ 650, EXP 750, TU 750 | Score: (Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Recent(Apr 13th,2022) EQ Fico 8 -, Fico 9 817 | TU Fico 8 823, Fico 9 - | EX Fico 8 791, Fico 9 - | AoOA 20 years, 0 months, AAoA 6 years, 7 months
Message 10 of 12
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