Re: Approved for Amex Platinum and Rose Gold

newnew2015 · ‎05-05-2021

Been rebuilding credit with the help of you lovely folks for the past 2 years after medical bills and an illness almost took me out 🥴. I survived as so did my credit and today I saw I was preapproved for the Amex Gold so I went for it. Instant approval. I really wanted the platinum for travel. To my surprise I was preapproved for this card as well and got another instant approval. No preset limit as I guess it is with all charge cards. Pretty excited. I pay all my cards off monthly so the charge cards won't be odd to adjust to as long as I can set autopay ! I'm pretty excited. All scores are around 670 across the board which isn't great but I have a high income and had the Delta gold for 6 mos now. yay

CreditAggie · ‎05-05-2021

Congratulations on your Amex approvals!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Ficoproblems247 · ‎05-05-2021

Congrats on your double approvals! Have fun racking up some mad MRs!

Capital One VentureOne | May '15 | $5,500

FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800

spiritcraft1 · ‎05-05-2021

@newnew2015 wrote:
Been rebuilding credit with the help of you lovely folks for the past 2 years after medical bills and an illness almost took me out 🥴. I survived as so did my credit and today I saw I was preapproved for the Amex Gold so I went for it. Instant approval. I really wanted the platinum for travel. To my surprise I was preapproved for this card as well and got another instant approval. No preset limit as I guess it is with all charge cards. Pretty excited. I pay all my cards off monthly so the charge cards won't be odd to adjust to as long as I can set autopay ! I'm pretty excited. All scores are around 670 across the board which isn't great but I have a high income and had the Delta gold for 6 mos now. yay

That is excellent. Put that spend on them to get those SUBs!

$30k, approved for 15k 10/11/21 @ 807 EX FICO 08 - 61 day 2x cli

$15k, approved after 2 weeks 5/21 @ 698 EX FICO 09 Bankcard

$19k, started as a $5k secured card in 2016 @ 408 FICO, unsecured 12/18 @ 600 FICO

$10k (10/23) @ 785 TU08 - Denied, Approved after Recon

$10k - approved (12/19) at $1k @ 648 FICO

Biz |

Business $9k - 04/06/21 @ 686 SP FICO, 61d 3x CLI to $9k

Business $28k - 07/6/21 @ Instant 689 SP FICO

Business $15k - 03/1/22 @ Instant 795 SP FICO

$15k Biz 2% card, approved after 5 days 7/21 @ 685 EX FICO 09 Bankcard, 93 Biz EX score

$25k Biz instant approval 10/21 @ 790 EQ FICO, 99 Biz EX score

$23k Biz instant approval, ID Verification 10/22 @ 802 EX FICO

$14k Biz instant approval 10/22 @ 802 TU FICO

Elan Hawaii National Bank Biz Visa- $8k instant 10/22 @ 806 TU FICO

US Bank Triple Points Visa - $20k in branch 11/3/22 @ 809 TU FICO, 1/12 new accounts, no USB history

Elan Business Visa from Midland Bank for new LLC, Instant $17k 11-22

PNC Business Visa for new LLC, $15k, took a week. EX 820 HP! 11-22

FNBO Evergreen Business MC for new LLC, $13.7k, instant EX HP 805 EX BC09 4-22

Chase Ink Premier $8.8k Flex, $44k Spend, instant EX HP 756 | 09-23

Barclays AA Business MC - Measly $2k SL but got the 80k Sub, 819 TU | 03-23

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Loquat · ‎05-05-2021

Very nice. Looks like someone is going to have a massive amount of MR points rollin' in after the min. spend is hit! Any plans for the rewards?

Congrats!