cancel
Showing results for 
Search instead for 
Did you mean: 

Approved for Amex Platinum

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
New Contributor

Approved for Amex Platinum

Happy to report that I was instantly approved (my account showed a pre-approval) for the Amex Plat today.

 

My actual EX FICO 8 score (according to Experian) at the time of approval was 717, though Amex is showing a score of 669 from a couple months ago. As usual with current Amex cardholders (I have an Everyday card), there was no hard pull.

 

I'm very happy about this, as I'm still pretty new to credit cards: I only got my first, lowly CapOne Quicksilver One a year ago (CL started at $300 and is still only $500), and my only card with Amex up until now has been the Everyday, which will be a year old at the end of July. Needless to say, I've kept utilization below 10% for the most part, and made all payments on time. Income is in the high five figures. I'm 7/24 with this card; I won't be getting anything but business cards until I drop under 5/24 in July 2020. My most recent personal card before today was a Chase IHG in late October 2018.

Thanks to everyone who gave me encouragement in this post:

https://ficoforums.myfico.com/t5/Credit-Cards/Pre-approval-for-Amex-Plat-disappears-is-this-normal/m...

 

...which I made when a previous pre-approval for the Plat on my Amex account disappeared. As several posters assured me would happen, it came back!

 

I got my card number online and have added it to as many accounts as I can, plus I'm already 20% of the way to my MSR: just bought a first-class ticket to Hawaii for a vacation I'm planning in December!

EX (Fico 8): 741 TU (Vantage 3): 722 EQ (Vantage 3): 702
Amex Platinum; Amex Gold; Amex Green; Amex Hilton Aspire $11,500; Citi AA MileUp $7,700; Amex Everyday $5,000; Chase Ink Unlimited $8,000; Chase Marriott Rewards Premier Plus Business $5,000; Chase IHG Premier $5,000; Amex Delta Platinum $5,000; Amex Delta Business Gold $10,000; Bank of America Alaska Airlines card $3,200; CapOne Quicksilver One $500
Oldest account: March 2018; Youngest account: Dec. 2019
Store cards: Amazon (Synchrony) $1,000; Adorama (Comenity) $1,250
Goals: EX 760 by mid-2020
Wanted cards: Chase Sapphire Reserve; Chase Ink Preferred; Chase Ink Cash; Chase World of Hyatt; Schwab Plat; Barclay Aviator Red; Citi Prestige
14 REPLIES 14
Regular Contributor

Re: Approved for Amex Platinum

Congrats ! Great addition !
Hope you enjoy the perks !




Message 2 of 15
Frequent Contributor

Re: Approved for Amex Platinum

The Amex Platinum was once a prestigious card only available to those with the best credit and highest incomes,

Today is nothing more than a profit center !

Anyone with decent credit and average income can get one as long as your willing to pay the astronomic annual fee!

Message 3 of 15
New Contributor

Re: Approved for Amex Platinum


@sports1965 wrote:

The Amex Platinum was once a prestigious card only available to those with the best credit and highest incomes,

Today is nothing more than a profit center !

Anyone with decent credit and average income can get one as long as your willing to pay the astronomic annual fee!


Don't care much about "prestige." It has enough value for me personally to make it worth the annual fee. Plus, since there are several "flavors," I can get the SUB several times. I'm happy.

EX (Fico 8): 741 TU (Vantage 3): 722 EQ (Vantage 3): 702
Amex Platinum; Amex Gold; Amex Green; Amex Hilton Aspire $11,500; Citi AA MileUp $7,700; Amex Everyday $5,000; Chase Ink Unlimited $8,000; Chase Marriott Rewards Premier Plus Business $5,000; Chase IHG Premier $5,000; Amex Delta Platinum $5,000; Amex Delta Business Gold $10,000; Bank of America Alaska Airlines card $3,200; CapOne Quicksilver One $500
Oldest account: March 2018; Youngest account: Dec. 2019
Store cards: Amazon (Synchrony) $1,000; Adorama (Comenity) $1,250
Goals: EX 760 by mid-2020
Wanted cards: Chase Sapphire Reserve; Chase Ink Preferred; Chase Ink Cash; Chase World of Hyatt; Schwab Plat; Barclay Aviator Red; Citi Prestige
Message 4 of 15
Senior Contributor

Re: Approved for Amex Platinum

Congrats on your approval !!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 5 of 15
Valued Contributor

Re: Approved for Amex Platinum

Nice! Congrats on your Amex Platinum approval! Enjoy your new card! Smiley Very Happy

Currently: Gardening since 12/29/2019




Message 6 of 15
Valued Contributor

Re: Approved for Amex Platinum

YOU...

awesome congratulations GIF by Slanted Studios

BIG CONGRATS on your AmEx Platinum Approval!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | Apple Card WEMC $6K | NFCU cashRewards $3K | NFCU More Rewards AMEX $25K
Macy's AMEX $1K | PenFed Power Cash Rewards VS $7,500

TCL - $166.5K+ | Rebuilding since April 2018
Message 7 of 15
Established Contributor

Re: Approved for Amex Platinum

Congrats on the card, a truly wonderful addition to have.





~~ Former Royal Navy Submariner - Proud to have served ~~
Message 8 of 15
Valued Contributor

Re: Approved for Amex Platinum

Congrats on the approval!


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 9 of 15
Frequent Contributor

Re: Approved for Amex Platinum

Congrats. Great card!!!
Message 10 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.