Approved for Amex Platinum

[sgmjqb]

Today, I was approved for the Amex Platinum. Also, I have other Amex cards which are:

Amex Delta Skymile Plantinum - $5K CL

Amex Delta Skymile Gold - $1K CL

Amex Hilton Honors - $1K CL

The question is should keep those cards open? They are all less than a year old, I always PIF and have no current balance. My credit scores are EQ 702

TU 687

EX 668

My BK Chapter 13 was in 2013. My other cards are as follows:

Discover $6.5K CL

American AA $6K CL

NFCU  Visa $24K CL

Zero Balance on allm of them. What should be my course of action moving forward to get all 3 of my scores about 700. Do I need to cancel or close any of the cards are keep them all. Thanks in advance for your comments and suggestions.

[blindambition]

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@sgmjqb wrote:

Today, I was approved for the Amex Platinum. Also, I have other Amex cards which are:

Amex Delta Skymile Plantinum - $5K CL

Amex Delta Skymile Gold - $1K CL

Amex Hilton Honors - $1K CL

The question is should keep those cards open? They are all less than a year old, I always PIF and have no current balance. My credit scores are EQ 702

TU 687

EX 668

My BK Chapter 13 was in 2013. My other cards are as follows:

Discover $6.5K CL

American AA $6K CL

NFCU  Visa $24K CL

Zero Balance on allm of them. What should be my course of action moving forward to get all 3 of my scores about 700. Do I need to cancel or close any of the cards are keep them all. Thanks in advance for your comments and suggestions.

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Congrats on your approval. You certainly don't want to close a card before a year. Good way to sour that relationship. Especially if you received SUB!!!

[AllZero]

Congratulations on your approval!

[M_Smart007]

Congrats!!!

[M_Smart007]

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@sgmjqb wrote:

Today, I was approved for the Amex Platinum. Also, I have other Amex cards which are:

Amex Delta Skymile Plantinum - $5K CL

Amex Delta Skymile Gold - $1K CL

Amex Hilton Honors - $1K CL

The question is should keep those cards open? They are all less than a year old, I always PIF and have no current balance. My credit scores are EQ 702

TU 687

EX 668

My BK Chapter 13 was in 2013. My other cards are as follows:

Discover $6.5K CL

American AA $6K CL

NFCU  Visa $24K CL

Zero Balance on allm of them. What should be my course of action moving forward to get all 3 of my scores about 700. Do I need to cancel or close any of the cards are keep them all. Thanks in advance for your comments and suggestions.

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@sgmjqb, If you want a little boost in your score, AZEO .. all zero except one. Let a $10-$20 balance report on one of your revolving credit card accounts every Month. 

ETA: A brief explanation of AZEO  ...

https://ficoforums.myfico.com/t5/General-Credit-Topics/Can-Someone-Please-Explain-This-Slowly-To-Me/...

[19eighty5]

Congratulations on your approval!

[Traveler101]

Congrats!

[Aim_High]

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@sgmjqb wrote:

Today, I was approved for the Amex Platinum.

Also, I have other Amex cards which are:

Amex Delta Skymile Plantinum - $5K CL

Amex Delta Skymile Gold - $1K CL

Amex Hilton Honors - $1K CL

The question is should keep those cards open?

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Congrats on your AMEX Platinum and overall success with AMEX! 

I wouldn't close anything yet, as others have suggested.  Long term, you have two Delta cards with AF's after year one of $250 and $99.  Do you fly Delta enough to get value from either or both of these?  I wouldn't close one or both yet (too young) but you might need to eventually take a look at what to do unless you get a retention bonus on them. 

[Anonymous]

Congratulations on your approval! 👍

[Anonymous]

Amex is funny when you close your cards before a year is up.   You don't want to upset them and get banned or cards canceled.   If you want to close them wait until after 1 year.   

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@sgmjqb wrote:

Today, I was approved for the Amex Platinum. Also, I have other Amex cards which are:

Amex Delta Skymile Plantinum - $5K CL

Amex Delta Skymile Gold - $1K CL

Amex Hilton Honors - $1K CL

The question is should keep those cards open? They are all less than a year old, I always PIF and have no current balance. My credit scores are EQ 702

TU 687

EX 668

My BK Chapter 13 was in 2013. My other cards are as follows:

Discover $6.5K CL

American AA $6K CL

NFCU  Visa $24K CL

Zero Balance on allm of them. What should be my course of action moving forward to get all 3 of my scores about 700. Do I need to cancel or close any of the cards are keep them all. Thanks in advance for your comments and suggestions.

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