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Approved for BC Ring Now I have a dilemma

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Valued Contributor

Approved for BC Ring Now I have a dilemma

So I already have a BC Arr + but wanted the Ring after reading some member posts. Initially declined but then approved via recon. I was originally going to close the Arr + or downgrade to Arr as the AF is coming due soon.  I have a pen Fed travel rewards AX, CO Venture so I guess I am asking is there any reason to keep the Arr+ open?  If I close I can transfer CL to the Ring. 


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
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Moderator

Re: Approved for BC Ring Now I have a dilemma

Nope arrival+ is worthless beyond sign-up bonus.

Message 2 of 8
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Senior Contributor

Re: Approved for BC Ring Now I have a dilemma

Definitely transfer that credit limit to Ring!

 

Congratulations on your new card, and welcome to the Barclay Ring family. I love mine! Smiley Happy



Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~
~ American Express Blue Cash Preferred ~ Chase Hyatt Visa Signature ~
~ Citi AAdvantage World Elite MasterCard ~ Citi Prestige ~ Alaska Airlines Visa Signature ~ Discover it Miles ~
Message 3 of 8
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Community Leader
Mega Contributor

Re: Approved for BC Ring Now I have a dilemma

Congrats on your approvalSmiley Happy..

I love doing this.......Paging MR.SJ, Paging MR.SJSmiley Wink
Message 4 of 8
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Senior Contributor

Re: Approved for BC Ring Now I have a dilemma

Congrats on getting your RIng - I just got approved too and it feels great to get this card for several reasons #1 APR, #2 Good SL, #3 its a pretty exclusive card that requires strong scores and history from a kinda of "picky" lender #4 no BT or cash advance fees per se ($3 I believe) which mirrors my CU cards. 

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Frequent Contributor

Re: Approved for BC Ring Now I have a dilemma

Congrats, and welcome to the Ring family!  Its a great card to have. enjoy!

Am Ex | BOA | Chase | Citi | Disc | PenFed | USB | 390K Club
Message 6 of 8
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Super Contributor

Re: Approved for BC Ring Now I have a dilemma

Arrival+ is really only good for a sign on bonus. Beyond that there's little or no reason to use it over a Double Cash, Fidelity, Blispay, etc.

 

If you want to keep the tradeline you can downgrade to no fee Arrival or basic Rewards. If not, I'd just close it. Move the limit to the Ring if you want a larger limit for the Ring.

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Valued Contributor

Re: Approved for BC Ring Now I have a dilemma

I OIF today will close the Arr + and ask the CL to be moved to the Ring. Thanks for the advice


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
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