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Approved for Best Buy Citi VISA

Regular Contributor

Approved for Best Buy Citi VISA

    I was thinking about buying a Bluetooth speaker for the beach today from Best Buy since they had some good sales. I applied for the Best Buy card and was given the choice for either a store card or the visa.  I was shocked and was considering the store card cause I thought I was not going to get approved but I chose the VISA and was approved for $2k SL. I got a Experian notification about a credit pull so I guess the pulled from them and my score is 664. 

Amex Platinum, Amex Cash Magnet Preferred- $4000, Amex Delta Platinum- $3000, Amex Marriot Bonvoy - $1000, Discover IT- $2600, JetBlue Plus World Elite MasterCard- $9600, Costco Citi- $9600, Capital One QS- $1450, Best Buy Citi Visa- $6000, Capital One GM- $500, Care Credit-$15,000, Merrick Bank- $1000, Paypal Credit- $4000, Amazon Prime Store Card- $6000, PayPal Extras Mastercard- $5000, Bloomingdales Card- $2000, Citi Double- $4200, HSBC Gold- $1200, Wayfair- $2000, Home Depot- $3000

04/04/19 Fico 8 EQ 700 TU 703 EX 706 - FICO 9 EQ 712 TU 707 EX 677- FICO Mortgage EQ 703 TU 716 EX 693
INQ EQ 6 TU 10 EX 16 Utilization EQ 18% TU 18% EX 18%
HSBC Mortgage $116,910 Rate 3.75%
Message 1 of 8
Regular Contributor

Re: Approved for Best Buy Citi VISA

Congratulations! Nice choice on the visa!

FICO 8 Scores 07/17
FICO 8 Scores 07/19
Message 2 of 8
Valued Contributor

Re: Approved for Best Buy Citi VISA

Congratulations on your approval!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 3 of 8
Mega Contributor

Re: Approved for Best Buy Citi VISA

NoiceSmiley Happy. It's great to be offered the choice . I wish Wally would do that lol. I've seen some people actually choose the store version but to each their ownSmiley Wink
Message 4 of 8
Senior Contributor

Re: Approved for Best Buy Citi VISA

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Aug 2021):EX- 689, TU- 671, EQ- 671
What's in my wallet:

On the chopping block:

Message 5 of 8
Community Leader
Super Contributor

Re: Approved for Best Buy Citi VISA

Very cool - congrats!

Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | FNBO Evergreen | PenFed PCR | PenFed Gold | Navy cashRewards | Navy Platinum | Apple | Wells Fargo Active Cash | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)

Message 6 of 8
Established Contributor

Re: Approved for Best Buy Citi VISA

That is awesome! Congratulations!

Fico Scores as of March 2020 TU (739) EX (748) EQ (776)

Message 7 of 8
Senior Contributor

Re: Approved for Best Buy Citi VISA

Congrats on approval

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
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