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Approved for BofA Cash Rewards Choice Card

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SweetCreditObsession
Valued Contributor

Re: Approved for BofA Cash Rewards Choice Card

@gdale6 , I agree, it was odd. I went onto the site and found FAQs which provided a number to call if you were recently approved. 



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 21 of 35
CreditAggie
Community Leader
Super Contributor

Re: Approved for BofA Cash Rewards Choice Card

Congratulations on your BofA Cash Rewards approval! The 3% on online shopping is one of the most versatile rewards categories I've seen on any card.

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 22 of 35
SweetCreditObsession
Valued Contributor

Re: Approved for BofA Cash Rewards Choice Card

Thank you for the congratulations and the excellent DP, @Anonymous.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 23 of 35
M_Smart007
Legendary Contributor

Re: Approved for BofA Cash Rewards Choice Card


@SweetCreditObsession wrote:

@M_Smart007 , it's $2800. I intend to call in and try to recon. Perhaps I will do so once the card comes since my reports will have updated by then. Interesting tidbit, they HP'd my TU twice. 


@SweetCreditObsession, Thank You!

You should be able to get them to re-code the second HP as a SP .. speak to a supervisor if necessary!

Message 24 of 35
PlatoPuss
Established Member

Re: Approved for BofA Cash Rewards Choice Card

Congrats on your approval Smiley Happy

Current Cards:

Goal Cards

Message 25 of 35
SweetCreditObsession
Valued Contributor

Re: Approved for BofA Cash Rewards Choice Card

Thanks fir the insighr, @CreditAggie . I hadn't researched the card much but wanted something different from my std cashback cards.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 26 of 35
SweetCreditObsession
Valued Contributor

Re: Approved for BofA Cash Rewards Choice Card

Thanks again for the advice, @M_Smart007 . I am going to request that the second HP is re-coded per your statement. 😀



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 27 of 35
coreyb80
Super Contributor

Re: Approved for BofA Cash Rewards Choice Card

Congrats on the approval!!

Message 28 of 35
SweetCreditObsession
Valued Contributor

Re: Approved for BofA Cash Rewards Choice Card

Thank you, @coreyb80 



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 29 of 35
19eighty5
Senior Contributor

Re: Approved for BofA Cash Rewards Choice Card

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 30 of 35
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