Approved for BofA Travel Rewards Visa

CribDuchess · ‎07-16-2017

Decided to apply for this card and was instantly approved for $18K. They pulled EXP which was sitting at 850, but after the HP it dropped to 849. My DH got the exact same SL when he was approved for this card a couple of years ago. I have a checking account with BofA, so I'll receive a little extra bonus on the 1.5% rewards. I will earn the 20,000 bonus points rather quickly, since I have two work-related trips scheduled in the next 3 months.

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K

cmm89 · ‎07-16-2017

Congrats, OP! Those scores will make anyone envious

What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)

What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)

Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client). I am a CERTIFIED FINANCIAL PLANNER™ practitioner, so feel free to message me if you have any planning/credit questions.

EQ 759, EX 765, TU 771 (06/10/2022)

I started with scores in the 400s in 2016. This forum is a Godsend--focus on the journey, be patient, and you'll definitely get there no matter the circumstances!

JoeLuvsHisCredit · ‎07-16-2017

Congrats

CribDuchess · ‎07-16-2017

@cmm89 wrote:
Congrats, OP! Those scores will make anyone envious

Thank you cmm89!! It took years to get there, but as we all know, 760 or greater is pretty much golden anyway. I expect to lose some points across all three once this new account reports. But it will be worth it. 🙂

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K

CribDuchess · ‎07-16-2017

@JoeLuvsHisCredit wrote:
Congrats

Thank you, JoeLuvsHisCredit!! I love your name. 😍

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K

peghede · ‎07-16-2017

Wohoo ,bofa is lending some money out, wonder if they foreclose on some one house and give some crumbs out .

Any way congrats.

CribDuchess · ‎07-16-2017

@peghede wrote:
Wohoo ,bofa is lending some money out, wonder if they foreclose on some one house and give some crumbs out .
Any way congrats.

Thanks!! Hahaha that is an interesting theory, peghede. 😀 Yes, I'm happy to follow the trail of bread crumbs!!

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K

CreditCuriosity · ‎07-16-2017

Congrats very nice approval and extremely nice scores you have going for you! You have some very solid cards in your line-up

CribDuchess · ‎07-16-2017

@CreditCuriousity wrote:
Congrats very nice approval and extremely nice scores you have going for you! You have some very solid cards in your line-up

Thank you so much for the kind words, CC!! You have quite a solid line up yourself - all the majors. You have done very well indeed!

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K

Viva-LV · ‎07-16-2017

@CreditCuriousity wrote:
Congrats very nice approval and extremely nice scores you have going for you! You have some very solid cards in your line-up

Ditto on your scores and signature: quite impressive. Congrats on a nice addition (I'm a BOA fan)!