In shock.. just approved for CSP $8,000 SL 15.99% APR. My highest starting limit and best APR since I began rebuilding!
To take a step back. I had no credit before April of this year (besides student loans) due to messing things up about six years ago. My two worst baddies are two charge offs, which are both credit cards. One was paid for less than owed and one never paid. They both fall off this time next year. I also have several 180, 60 and 30 day lates on a card that are a few years old (card is closed and fully paid, never charged off). My scores are in sig. You can see where I've come from in just four months. I've had the three cards in my sig for about 5 months now, PIF..utilization below 9% total.
Really shocked I got approved for this prime card after only four months of rebuilding. Discover declined me yesterday with same profile lol.
If I go for the Freedom today, will it only be one HP? Or will I be denied since I already app'd once?
