cancel
Showing results for 
Search instead for 
Did you mean: 

Approved for CSP - Surprised by High SL

NWFamilyGuy
Member

Approved for CSP - Surprised by High SL

I'm new to being smart about my credit card choices. As I researched what would be a good next move for me and I decided I couldn't pass the current SUB for the CSP. I decided to apply and was shocked to find that I was approved with a SL of $18,900! By far my highest limit among my now five cards.

 

A feel details for the DP:

Current cards:

WF Plat $4,400   <5% utilization

Citi Rewards+ $7,600   ~15% utilization

Amex Everyday $3,000   0% utilization

BofA Alaska Airlines $7,700   0% utilization

One 11-month-old installment loan (auto)

FICO ~770, within a couple of points of that across all three

Accessible income $135,000

No baddies

 

My credit has been a work in progress and I'm super proud of how far I've come. 

 

Also, I'm new here and I really am enjoying the community and all of the great advice and conversation. 



-------
Message 1 of 17
16 REPLIES 16
mystikal1
Established Contributor

Re: Approved for CSP - Surprised by High SL

Congrats

Message 2 of 17
coreyb80
Valued Contributor

Re: Approved for CSP - Surprised by High SL

Congrats on the approval!

Message 3 of 17
M_Smart007
Epic Contributor

Re: Approved for CSP - Surprised by High SL

Congratulations on your CSP Approval..

Message 4 of 17
AverageJoesCredit
Mega Contributor

Re: Approved for CSP - Surprised by High SL


@NWFamilyGuy wrote:

I'm new to being smart about my credit card choices. As I researched what would be a good next move for me and I decided I couldn't pass the current SUB for the CSP. I decided to apply and was shocked to find that I was approved with a SL of $18,900! By far my highest limit among my now five cards.

 

A feel details for the DP:

Current cards:

WF Plat $4,400   <5% utilization

Citi Rewards+ $7,600   ~15% utilization

Amex Everyday $3,000   0% utilization

BofA Alaska Airlines $7,700   0% utilization

One 11-month-old installment loan (auto)

FICO ~770, within a couple of points of that across all three

Accessible income $135,000

No baddies

 

My credit has been a work in progress and I'm super proud of how far I've come. 

 

Also, I'm new here and I really am enjoying the community and all of the great advice and conversation. 


Welcome to the communitySmiley Happy

 

With an income like yours, Chase is apt to give a high limit as they usually give what they feel your profile is worth and i forsee bigger limits with them down the road. Great job and enjoySmiley Happy

Message 5 of 17
MartyWrite75
Established Contributor

Re: Approved for CSP - Surprised by High SL

Wow!  Congratulations on your approval!  Nice SL!

July 2021: Experian 710 Equifax 712 Transunion 723


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $4,100 (Sock drawer) || Discover It: $4,900 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $6,000 || Overstock Store Card: $7,550 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $2,000

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor || Citi Custom Cash

Gardening from 03/18/2021 to 04/18/2023 (ideally)
Total Utilization: 10%
Message 6 of 17
AllZero
Super Contributor

Re: Approved for CSP - Surprised by High SL

Congratulations on your approval!
Message 7 of 17
NWFamilyGuy
Member

Re: Approved for CSP - Surprised by High SL

@AverageJoesCredit thanks. I would have thought so a while ago, but considering my other CLs, I was surprised to see that amount. Feels good.



-------
Message 8 of 17
CBrow
Regular Contributor

Re: Approved for CSP - Surprised by High SL

Congrats, and welcome to the community!


Message 9 of 17
gdale6
Moderator

Re: Approved for CSP - Surprised by High SL

A very useful card, grats on the approval Smiley Happy

Message 10 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.